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Welcome to the 10 Cents a Day Savings Club

2/6/2026

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Can You Save $36.50 in One Week?

Welcome to The 10 Cents a Day Savings Club.

Whether you have been a Cheapskates Club member for years or you have only just joined us, this little challenge is a lovely way to remind yourself just how powerful small savings habits can be.

Cheapskates Club membership is $36.50 for a full year.
That works out to just 10 cents a day.

Over the next seven days, your challenge is to see whether you can save, avoid spending, stretch, substitute or find $36.50 in your household budget.

Not through hardship.

Not through going without everything you enjoy.

Not through making your week miserable.

Instead, we are going to use gentle, practical Cheapskates habits:
• Shopping from home before heading to the supermarket 
• Using a simple shopping list properly 
• MOOing one thing 
• Choosing one no-spend day 
• Stretching one meal into two 
• Checking one bill or subscription 
• Tallying the results 

The aim is not perfection. The aim is to notice.

A pantry meal you make instead of buying takeaway matters.

A snack you MOO instead of buying matters.

A forgotten subscription you cancel matters.

A meal you stretch, a spending pause you take, a duplicate purchase you avoid — they all matter.

Small savings build confidence, and confidence builds better habits.

Your First Step
Before tomorrow, choose a place to track your savings.

You could use:
• A notebook 
• A page in your diary 
• The notes app on your phone 
• A printed savings tracker 
• A piece of paper on the fridge 

Write this at the top:
My Save Your Membership Fee Goal: $36.50

Then, every time you save money this week, write it down.

New Here?
Welcome! This challenge is a wonderful starting point because it will introduce you to some of the most useful parts of the Member Hub, including:
• The Super Shopper $300 a Month Grocery Challenge 
• 31 Days of MOO 
• The Meal Plan Archive 
• The Recipe Files 
• How to Build Your Stockpile 
• The Printables Library 
• The Tip Store 
• The Member Forum 

You do not need to explore everything at once. Start with the challenge, follow along each day, and use the resources that help you most.

Tell us is the comments:
Are you joining the Save Your Membership Fee Challenge? What would saving an extra $36.50 this week mean to you?

Tomorrow we begin with one of the most powerful Cheapskates habits of all: shopping from home first.

Don't forget to check back every day for your 10 Cent Saving Challenge Goals.

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  • Home
  • Member Hub
    • Getting Started
    • 10 Cent A Day Saving Challenge
    • The 2026 Inflation Reset Challenge >
      • The 2026 High Inflation Survival Kit
      • The 2026 Inflation Reset Challenge Week 1
      • The 2026 Inflation Reset Week 2
      • The 2026 Inflation Reset Challenge Week 3
      • The 2026 Inflation Reset Challenge Week 4
    • 31 Days of MOO Hub >
      • MOO Month 2026 Learn to Make Your Own and Save
      • How to Learn to MOO
      • 2026 Daily MOOs
      • 31 Days of MOO Forum
      • 31 Days of MOO Index
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
      • Weekly Challenges
    • No Spending Month
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD