​How I Stopped Spending my Bill Money - April 2018

​For a very long time I was not very organised with my spending, I would just lift money from the cash line machine, never budgeting and then wondering how I could not pay my bills, every month was so full of stress. I started to read the Cheapskates stories and decided that's the way I want my life to be. I now write a budget every week then I know I don't have money to fritter away. I still had a problem at the weekend, I would know I had to have a certain amount by the end of the month and I would say "oh I'll just use that £100 out of the bill money and make it up later" which is impossible. So now on a Friday I go into the bank on my way home from work and lift out the money and put in into a little book account so I know I can't lift it.  At the end of the month I transfer it back to my debit card for all my direct debits. This has changed my life so much; I now know I can always pay my bills on time and no more worrying about where I'll get my bill money from, at last I can sleep at night. So thank you Cheapskate members for all you help.
Contributed by April Clark