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Member Wins & Money Smiles April 2026

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Side Hustle = Financial Security

There was a time when every dollar mattered. Living on a fixed income meant constant stress — choosing between essentials, saying no to little joys, and always carrying that quiet worry in the back of my mind. Fast forward to today, and life looks very different. I now work just three hours a day, five days a week, in my own cleaning business. It didn’t happen overnight, and it certainly wasn’t easy — but it was worth it. These days, we can go out for dinner once a month without guilt. The bills get paid without that sinking feeling. We can treat ourselves occasionally, and for the first time in a long time… there’s peace of mind. If I could share one tip with anyone feeling stuck where I once was, it’s this: focus on building something that gives you both income and control over your time. Even small steps toward something of your own can completely change your future. You don’t need to do everything at once. Just start — and keep going. Because a life with less stress, more freedom, and real security is possible.
Contributed by Annie Wittup
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  • Home
  • Member Hub
    • Getting Started
    • 10 Cent A Day Saving Challenge
    • The 2026 Inflation Reset Challenge >
      • The 2026 High Inflation Survival Kit
      • The 2026 Inflation Reset Challenge Week 1
      • The 2026 Inflation Reset Week 2
      • The 2026 Inflation Reset Challenge Week 3
      • The 2026 Inflation Reset Challenge Week 4
    • 31 Days of MOO Hub >
      • MOO Month 2026 Learn to Make Your Own and Save
      • How to Learn to MOO
      • 2026 Daily MOOs
      • 31 Days of MOO Forum
      • 31 Days of MOO Index
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
      • Weekly Challenges
    • No Spending Month
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD