Your Cheapskates Club Newsletter 49:17
In this Newsletter
1. Cath's Corner
2. In the Tip Store - Sunlight Soap Makes a Great Generic Cleaner; Saving $2,023 a Year by Spending $541; Last Minute Gifts that Cost Nothing
3. Cheapskates Club Gift Memberships
4. Share Your Tips
5. On the Menu - Refrigerator Lasagne
6. The $300 a Month Food Challenge - Making Meals Cheaper - The Sunday Roast
7. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
8. Ask Cath
9. Join the Cheapskates Club
10. Frequently Asked Questions
11. Contact Details
1. Cath's Corner
Hello Cheapskaters,
I hope you've had a lovely start to the Christmas season.
Welcome to all new members, we're so glad you've decided to join us on this exciting journey through frugality. I can truly say the living life debt free, cashed up and laughing is the best way to live, and I'm sure you'll enjoy living the Cheapskates way as much as we do.
Have you seen the updates to the Recipe File? There are lots of new recipes and they're even easier to find now. And have you logged in and caught up with the November Journal? Or the Tip Store - we've added so many new tips over the last couple of weeks, a big thank you to everyone who has contributed. Don't forget, if you have a great idea to save money, time and energy we'd love for you to share it, so we can all save.
Have a great week everyone.
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Sunlight Soap Makes a Great Generic Cleaner
Years ago, I worked cleaning homes for people in need. One lady insisted I clean everything with Sunlight Soap. Bathroom. Kitchen. Laundry and floors. That was all she had, and it works. I'd make a soapy solution for the floors and toilet and they came up very clean. Woolworth has its own brand of generic laundry soap that I use. It's cheap and something I also use for getting stains out of clothes. A quick rub with a nail brush and they generally come out.
Contributed by Wendy Van Aalst
Saving $2,023 a Year by Spending $541
I wanted to share with you how my hubby and I will save over $2,023.00 this year, over going out for a coffee each day/week at a local cafe. After looking at our expenses recently after moving down to the beach, we realised to our dismay that we were spending $63 a week (yes, a week!) on cappuccinos.
We worked out that for 2 standard skim milk cappuccinos at the cafe each day was costing us $9:
$9 a day ($4.50 each) x 7 days a week = $63
$63 x 52 weeks =$3,276 a year.
We have been spending this on coffee for several years now without really ever thinking about the cost. We don't drink or gamble or eat out a lot, so our daily/weekly trip to our favourite cafe was our treat and some time together after a big day.
After the initial shock wore off we decided to invest in a Delonghi coffee machine that we purchased on sale at the Myer mid-year sale for $541.00.
We buy our organic coffee pods on Catch of The Day which gives us 100 organic pods (we worked out at 29 cents each) in a box delivered to our house for $19.95 plus $9.95 delivery.
We now have 4 coffees a day (2 each) with skim milk, which we have estimated at $2 a day.
Over 365 days per year, we have estimated that we will only pay $712.00 for the year, even with the initial outlay of $541 for the coffee machine. We will still be saving $2,023 for the first year.
The following year we have estimated that we will save approximately $2,564.00 on going out for coffee.
Our Delonghi coffee machine is fantastic. It makes a great cappuccino and the savings that we are making inspires us to improve in other areas.
Contributed by Michelle H
Note: Breaking it down makes it real doesn't it? The same principle applies to all discretionary spending. Break it down to see how much you are really spending on the odd magazine, take away meal, pair of shoes etc. over the course of a year. Then think of the things you'd rather do with that money - the things that mean something to you and your family. We ditched the things that weren't really important to us (like cafe coffee as a habit, magazines, take away just because) so we'd have the money to enjoy the things that are, and we've never looked back, or regretted that decision. Cath
Last Minute Gifts that Cost Nothing
I have a variety of specialist skills and my most precious resource is my time, so I do gift certificates for specialist craft lessons e.g. 1 hour Knitting lesson (Value $15); 1 hour Tatting lesson (Value $15), 2 hours Family history research (Value $120), 2 hours babysitting (Value $40) - I saved at least $60 on one gift. I use free online Christmas and Birthday Gift certificates templates. Just google "free templates" to get a variety of free downloadables.
A great way for us oldies to pass on our skills to the interested family and friends. I have done certificates for Crochet, Knitting, dressmaking (sewing), embroidery, patchwork and quilting, lace making, horse riding lessons; babysitting and household chores. All gift certificates are happily received and gratefully used. The concept teaches the younger ones the value of a skill if they had to pay for it themselves and a rewarding time is spent with family and friends. I have never once received a groan from the gift certificate recipient. The trick is to make sure you follow through on the promise and honour the certificate.
Ask yourself - What are your time and skills worth? Beats buying expensive presents that provide Christmas day joy only.
Contributed by Saadia Thomson
There are currently more than 12,000 great tips in the Tip Store
3. Cheapskates Club Gift Memberships
Does the thought of Christmas shopping stress you out?
It doesn't have to be that way....
Discover how you can have a stress free Christmas season
Give a membership to the Cheapskates Club, the stress free, thoughtful and life-changing gift this Christmas.
This Christmas when you order Cheapskates Club gift memberships, you'll pay just $30 each! That's a saving of 20% off the regular price when you buy these limited time only gift memberships.
Order your Cheapskates Gift Memberships here
4. Submit Your Tip
The Cheapskate's Club website is over 3,000 pages of money saving hints, tips and ideas. Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club. We publish a Winning Tip each Thursday, so enter your great money, time or energy saving idea now.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
5. On the Menu
Refrigerator Lasagne
Ingredients:
500g mince
2 tins baked beans
250g grated mozzarella
250g grated tasty cheese
250g cottage cheese
2 tins tomato soup
1 tin diced tomatoes
1 large onion, diced
1 tsp dried basil
1 clove garlic, crushed
Lasagne noodles
Method:
Brown meat, garlic, basil and onions; drain. Whizz baked beans until they resemble the mince. Combine baked beans, meat, tomato soup, diced tomatoes and simmer. Use 9"x13" cake pan. Pour just enough sauce to cover bottom of pan. Layer raw (uncooked) noodles, sauce, half mozzarella, half tasty cheese and cottage cheese until all used up. Cover with foil. Refrigerate overnight. Bake at 180 degrees Celsius for 1 hour. Can be frozen after overnight refrigeration.
This week we will be eating:
Sunday: Roast Chicken
Monday: Fish, potato gems & coleslaw
Tuesday: Refrigerator Lasagne
Wednesday: Sweet chilli chicken tenders, fried rice
Thursday: MOO Pizza
Friday: Stir-fry
Saturday: Haystacks
In the fruit bowl: Oranges, bananas
In the cake tin: Christmas Cup Cakes, White Christmas, Choc Chip Muffins
There are over 1,500 other great money saving meal ideas in the Recipe File.
6. The $300 a Month Food Challenge
Making Meals Cheaper - The Sunday Roast
The price of meat has been going up, and up, and up, and up and up. Actually, let me clarify: the cost of what was once cheaper cuts of meat has been going up. The more expensive cuts have increased slightly, but not nearly as much as plain old mince or sausages or gravy beef.
And the increasing price of meat has had an impact on my grocery budget. I still do a big meat shop once a quarter, but I find myself looking every week for really good specials on mince, chicken fillets, whole chickens, legs of lamb and roasting beef.
With those prices in mind, here's how we can afford to have a roast dinner every Sunday (without fail, my family almost cry if there's no roast for some reason).
If you follow my meal plan, you'll see that I I alternate between chicken/beef/chicken/lamb/chicken/beef/chicken/lamb and repeat.
When we have roast lamb or beef I make sure I cut the meat so that we get at least two dinners from the one roast. I serve one for dinner that night and put the extra meat into a Tupperware container, cover it with gravy and freeze. It is then ready for the next time that particular roast is on the menu.
This saves money and makes roast lamb or beef affordable. It keeps the electricity bill or gas for the barbecue bill down as the meal just has to be thawed and then warmed in the microwave, again making the meal cheaper. And if there are bones then those bones are used to make stock for soup or gravy, or to cook rice or pasta - making the meal cheaper still.
Here are some of the ways I get more meals from one roast:
*Cut the slices thinly - this is easier if you let the roast sit for about 10 minutes before carving.
*Make sure all the meat is off the bone, even the tiniest shreds.
*Portion control - the boys get three slices of lamb or beef, Hannah and I have two. I do spread them around the plate so they can be seen. It isn't mean folks, it's common sense - we don't need kilos of meat with every meal. 180g per person is the recommended, that's what I aim for.
*Cook the meat in an oven bag. This helps with shrinking, keeps the meat moist and contains the juices that I use to make gravy
Meat is expensive. I aim to keep it at $5 per meal, even with the rising cost of meat. To do this I need to have cheaper cuts and stretch them, add some meatless meals into our meal plan and keep an eye out for the cheapest possible prices - then go crazy and fill the freezers.
Just recently chicken fillets were very, very cheap - just $3.69/kg. You can be sure I stocked up! Over the course of three weeks I bought 40 kilos (enough for at least 80 meals), brought them home, skinned them, pulled the tenderloins off and vacuum sealed them.
At that price ($3.69/kg) the cost per meal for chicken is just $1.85! Or if you prefer, just 31 cents per serve! That means I could afford to pay a little more per meal for the steak I bought on special at the same time.
Swings and roundabouts; as long as my average cost for the meat component of each meal is between $4 - $6 (rising prices are affecting my budget) I am happy, we eat well and most importantly my family is happy.
The $300 a Month Food Challenge
The Post that Started it All
7. Cheapskates Buzz
Most popular forum posts this week
Christmas Tree Show and Tell
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3464-Christmas-Tree-Show-and-Tell
Keeping Homemade Meringue Cases
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3129-Keeping-Homemade-Meringue-Cases
Lil Christmas Tin Cakes
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3078-Lil-Christmas-tin-cakes
Most popular blog posts this week
How to Decorate the Christmas Tree
http://www.debtfreecashedupandlaughing.com.au/2011/12/how-to-decorate-christmas-tree.html
A Real Australian Christmas
http://www.debtfreecashedupandlaughing.com.au/2014/12/a-real-australian-christmas.html
Foolproof Christmas Pudding
http://www.debtfreecashedupandlaughing.com.au/2015/10/foolproof-christmas-pudding.html
8. Ask Cath
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
9. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
10. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
Read our privacy policy
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
11. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
1. Cath's Corner
2. In the Tip Store - Sunlight Soap Makes a Great Generic Cleaner; Saving $2,023 a Year by Spending $541; Last Minute Gifts that Cost Nothing
3. Cheapskates Club Gift Memberships
4. Share Your Tips
5. On the Menu - Refrigerator Lasagne
6. The $300 a Month Food Challenge - Making Meals Cheaper - The Sunday Roast
7. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
8. Ask Cath
9. Join the Cheapskates Club
10. Frequently Asked Questions
11. Contact Details
1. Cath's Corner
Hello Cheapskaters,
I hope you've had a lovely start to the Christmas season.
Welcome to all new members, we're so glad you've decided to join us on this exciting journey through frugality. I can truly say the living life debt free, cashed up and laughing is the best way to live, and I'm sure you'll enjoy living the Cheapskates way as much as we do.
Have you seen the updates to the Recipe File? There are lots of new recipes and they're even easier to find now. And have you logged in and caught up with the November Journal? Or the Tip Store - we've added so many new tips over the last couple of weeks, a big thank you to everyone who has contributed. Don't forget, if you have a great idea to save money, time and energy we'd love for you to share it, so we can all save.
Have a great week everyone.
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Sunlight Soap Makes a Great Generic Cleaner
Years ago, I worked cleaning homes for people in need. One lady insisted I clean everything with Sunlight Soap. Bathroom. Kitchen. Laundry and floors. That was all she had, and it works. I'd make a soapy solution for the floors and toilet and they came up very clean. Woolworth has its own brand of generic laundry soap that I use. It's cheap and something I also use for getting stains out of clothes. A quick rub with a nail brush and they generally come out.
Contributed by Wendy Van Aalst
Saving $2,023 a Year by Spending $541
I wanted to share with you how my hubby and I will save over $2,023.00 this year, over going out for a coffee each day/week at a local cafe. After looking at our expenses recently after moving down to the beach, we realised to our dismay that we were spending $63 a week (yes, a week!) on cappuccinos.
We worked out that for 2 standard skim milk cappuccinos at the cafe each day was costing us $9:
$9 a day ($4.50 each) x 7 days a week = $63
$63 x 52 weeks =$3,276 a year.
We have been spending this on coffee for several years now without really ever thinking about the cost. We don't drink or gamble or eat out a lot, so our daily/weekly trip to our favourite cafe was our treat and some time together after a big day.
After the initial shock wore off we decided to invest in a Delonghi coffee machine that we purchased on sale at the Myer mid-year sale for $541.00.
We buy our organic coffee pods on Catch of The Day which gives us 100 organic pods (we worked out at 29 cents each) in a box delivered to our house for $19.95 plus $9.95 delivery.
We now have 4 coffees a day (2 each) with skim milk, which we have estimated at $2 a day.
Over 365 days per year, we have estimated that we will only pay $712.00 for the year, even with the initial outlay of $541 for the coffee machine. We will still be saving $2,023 for the first year.
The following year we have estimated that we will save approximately $2,564.00 on going out for coffee.
Our Delonghi coffee machine is fantastic. It makes a great cappuccino and the savings that we are making inspires us to improve in other areas.
Contributed by Michelle H
Note: Breaking it down makes it real doesn't it? The same principle applies to all discretionary spending. Break it down to see how much you are really spending on the odd magazine, take away meal, pair of shoes etc. over the course of a year. Then think of the things you'd rather do with that money - the things that mean something to you and your family. We ditched the things that weren't really important to us (like cafe coffee as a habit, magazines, take away just because) so we'd have the money to enjoy the things that are, and we've never looked back, or regretted that decision. Cath
Last Minute Gifts that Cost Nothing
I have a variety of specialist skills and my most precious resource is my time, so I do gift certificates for specialist craft lessons e.g. 1 hour Knitting lesson (Value $15); 1 hour Tatting lesson (Value $15), 2 hours Family history research (Value $120), 2 hours babysitting (Value $40) - I saved at least $60 on one gift. I use free online Christmas and Birthday Gift certificates templates. Just google "free templates" to get a variety of free downloadables.
A great way for us oldies to pass on our skills to the interested family and friends. I have done certificates for Crochet, Knitting, dressmaking (sewing), embroidery, patchwork and quilting, lace making, horse riding lessons; babysitting and household chores. All gift certificates are happily received and gratefully used. The concept teaches the younger ones the value of a skill if they had to pay for it themselves and a rewarding time is spent with family and friends. I have never once received a groan from the gift certificate recipient. The trick is to make sure you follow through on the promise and honour the certificate.
Ask yourself - What are your time and skills worth? Beats buying expensive presents that provide Christmas day joy only.
Contributed by Saadia Thomson
There are currently more than 12,000 great tips in the Tip Store
3. Cheapskates Club Gift Memberships
Does the thought of Christmas shopping stress you out?
It doesn't have to be that way....
Discover how you can have a stress free Christmas season
Give a membership to the Cheapskates Club, the stress free, thoughtful and life-changing gift this Christmas.
This Christmas when you order Cheapskates Club gift memberships, you'll pay just $30 each! That's a saving of 20% off the regular price when you buy these limited time only gift memberships.
Order your Cheapskates Gift Memberships here
4. Submit Your Tip
The Cheapskate's Club website is over 3,000 pages of money saving hints, tips and ideas. Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club. We publish a Winning Tip each Thursday, so enter your great money, time or energy saving idea now.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
5. On the Menu
Refrigerator Lasagne
Ingredients:
500g mince
2 tins baked beans
250g grated mozzarella
250g grated tasty cheese
250g cottage cheese
2 tins tomato soup
1 tin diced tomatoes
1 large onion, diced
1 tsp dried basil
1 clove garlic, crushed
Lasagne noodles
Method:
Brown meat, garlic, basil and onions; drain. Whizz baked beans until they resemble the mince. Combine baked beans, meat, tomato soup, diced tomatoes and simmer. Use 9"x13" cake pan. Pour just enough sauce to cover bottom of pan. Layer raw (uncooked) noodles, sauce, half mozzarella, half tasty cheese and cottage cheese until all used up. Cover with foil. Refrigerate overnight. Bake at 180 degrees Celsius for 1 hour. Can be frozen after overnight refrigeration.
This week we will be eating:
Sunday: Roast Chicken
Monday: Fish, potato gems & coleslaw
Tuesday: Refrigerator Lasagne
Wednesday: Sweet chilli chicken tenders, fried rice
Thursday: MOO Pizza
Friday: Stir-fry
Saturday: Haystacks
In the fruit bowl: Oranges, bananas
In the cake tin: Christmas Cup Cakes, White Christmas, Choc Chip Muffins
There are over 1,500 other great money saving meal ideas in the Recipe File.
6. The $300 a Month Food Challenge
Making Meals Cheaper - The Sunday Roast
The price of meat has been going up, and up, and up, and up and up. Actually, let me clarify: the cost of what was once cheaper cuts of meat has been going up. The more expensive cuts have increased slightly, but not nearly as much as plain old mince or sausages or gravy beef.
And the increasing price of meat has had an impact on my grocery budget. I still do a big meat shop once a quarter, but I find myself looking every week for really good specials on mince, chicken fillets, whole chickens, legs of lamb and roasting beef.
With those prices in mind, here's how we can afford to have a roast dinner every Sunday (without fail, my family almost cry if there's no roast for some reason).
If you follow my meal plan, you'll see that I I alternate between chicken/beef/chicken/lamb/chicken/beef/chicken/lamb and repeat.
When we have roast lamb or beef I make sure I cut the meat so that we get at least two dinners from the one roast. I serve one for dinner that night and put the extra meat into a Tupperware container, cover it with gravy and freeze. It is then ready for the next time that particular roast is on the menu.
This saves money and makes roast lamb or beef affordable. It keeps the electricity bill or gas for the barbecue bill down as the meal just has to be thawed and then warmed in the microwave, again making the meal cheaper. And if there are bones then those bones are used to make stock for soup or gravy, or to cook rice or pasta - making the meal cheaper still.
Here are some of the ways I get more meals from one roast:
*Cut the slices thinly - this is easier if you let the roast sit for about 10 minutes before carving.
*Make sure all the meat is off the bone, even the tiniest shreds.
*Portion control - the boys get three slices of lamb or beef, Hannah and I have two. I do spread them around the plate so they can be seen. It isn't mean folks, it's common sense - we don't need kilos of meat with every meal. 180g per person is the recommended, that's what I aim for.
*Cook the meat in an oven bag. This helps with shrinking, keeps the meat moist and contains the juices that I use to make gravy
Meat is expensive. I aim to keep it at $5 per meal, even with the rising cost of meat. To do this I need to have cheaper cuts and stretch them, add some meatless meals into our meal plan and keep an eye out for the cheapest possible prices - then go crazy and fill the freezers.
Just recently chicken fillets were very, very cheap - just $3.69/kg. You can be sure I stocked up! Over the course of three weeks I bought 40 kilos (enough for at least 80 meals), brought them home, skinned them, pulled the tenderloins off and vacuum sealed them.
At that price ($3.69/kg) the cost per meal for chicken is just $1.85! Or if you prefer, just 31 cents per serve! That means I could afford to pay a little more per meal for the steak I bought on special at the same time.
Swings and roundabouts; as long as my average cost for the meat component of each meal is between $4 - $6 (rising prices are affecting my budget) I am happy, we eat well and most importantly my family is happy.
The $300 a Month Food Challenge
The Post that Started it All
7. Cheapskates Buzz
Most popular forum posts this week
Christmas Tree Show and Tell
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3464-Christmas-Tree-Show-and-Tell
Keeping Homemade Meringue Cases
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3129-Keeping-Homemade-Meringue-Cases
Lil Christmas Tin Cakes
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3078-Lil-Christmas-tin-cakes
Most popular blog posts this week
How to Decorate the Christmas Tree
http://www.debtfreecashedupandlaughing.com.au/2011/12/how-to-decorate-christmas-tree.html
A Real Australian Christmas
http://www.debtfreecashedupandlaughing.com.au/2014/12/a-real-australian-christmas.html
Foolproof Christmas Pudding
http://www.debtfreecashedupandlaughing.com.au/2015/10/foolproof-christmas-pudding.html
8. Ask Cath
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
9. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
10. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
Read our privacy policy
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
11. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!