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Saving Money with Coles Credit Card

I started using a Coles Credit card after reading it as a tip from one of the Cheapskaters on this forum. I have everything set up on this credit card; all my direct debits, regular expenses, etc. I do make sure to repay every single cent at least two days before the due date.

What I realised I was doing wrong is that I was shopping from Coles as I thought I need to do so to accumulate points on Flybuys. But I quickly realised that I am wasting my money by shopping at Coles only to earn points, as Coles gives me 1 point anyway for every dollar spent on my credit card.

I started shopping at Aldi and saved an average of $20-30 per shop and still earn points on my Flybuys as I was paying with the Coles credit card at Aldi and of course other places as well. My points accumulate quickly and I then use those Flybuys points to get free items from Coles or just pay the difference in price like $5-10. Easy saving!
Contributed by Priyanka Mukherjee
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  • Home
  • Join the Club!
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Articles
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
    • Learning Centre
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2022
    • Newsletters 2021
    • Newsletters 2020
    • Newsletters 2019
    • Newsletters 2018
    • Newsletters 2017
  • Saving Money
    • Latest Tips 2022
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files