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Saving Money with Coles Credit Card
I started using a Coles Credit card after reading it as a tip from one of the Cheapskaters on this forum. I have everything set up on this credit card; all my direct debits, regular expenses, etc. I do make sure to repay every single cent at least two days before the due date.
What I realised I was doing wrong is that I was shopping from Coles as I thought I need to do so to accumulate points on Flybuys. But I quickly realised that I am wasting my money by shopping at Coles only to earn points, as Coles gives me 1 point anyway for every dollar spent on my credit card.
I started shopping at Aldi and saved an average of $20-30 per shop and still earn points on my Flybuys as I was paying with the Coles credit card at Aldi and of course other places as well. My points accumulate quickly and I then use those Flybuys points to get free items from Coles or just pay the difference in price like $5-10. Easy saving!
Contributed by Priyanka Mukherjee
What I realised I was doing wrong is that I was shopping from Coles as I thought I need to do so to accumulate points on Flybuys. But I quickly realised that I am wasting my money by shopping at Coles only to earn points, as Coles gives me 1 point anyway for every dollar spent on my credit card.
I started shopping at Aldi and saved an average of $20-30 per shop and still earn points on my Flybuys as I was paying with the Coles credit card at Aldi and of course other places as well. My points accumulate quickly and I then use those Flybuys points to get free items from Coles or just pay the difference in price like $5-10. Easy saving!
Contributed by Priyanka Mukherjee