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The 2026 High Inflation Survival Kit

10 MOO Staples You Need Now
Inflation is changing the way we live.
You’ve probably noticed it yourself.
You walk into the supermarket, buy the same groceries you always buy, and somehow the total is higher again. A packet here, a bottle there, and suddenly the budget feels tighter than it did just a few months ago.
That’s the reality many families are facing in 2026.
But here’s the good news:
We are not powerless.
One of the greatest strengths of living the Cheapskates Way is that we already know how to step outside the cycle of constant spending. We know how to create calm, stability and security at home — even during difficult economic times.
And one of the best ways to do that is through MOOing.

What Is MOO?
MOO stands for Make Our Own.
It’s one of the foundations of living Debt Free, Cashed Up and Laughing because it changes the way we think about the things we use every day.
Instead of automatically buying everything ready-made, we begin asking:
  • Can I make this myself?
  • Can I make a simpler version?
  • Can I make it cheaper?
  • Can I make it work better for my family?
MOOing isn’t about making life harder.
In fact, when done well, it usually makes life:
  • cheaper
  • calmer
  • more organised
  • less stressful
And during times of high inflation, those benefits become even more important.

Why MOO Matters More During Inflation
Inflation affects more than just groceries.
It impacts:
  • cleaning products
  • toiletries
  • pantry staples
  • convenience foods
  • takeaway meals
  • household basics
And often the biggest price increases happen in highly processed, convenience-based products.
That’s why MOOing is so powerful.
When we buy the raw ingredients instead of the finished product:
  • we avoid heavy markups
  • we reduce waste
  • we gain flexibility
  • and we create a more resilient household
Instead of relying entirely on supermarkets and rising prices, we build systems at home that help protect our budget and our peace of mind.

10 MOO Staples Every Cheapskater Should Have
These aren’t complicated or extreme.
They are practical, everyday systems that quietly save money week after week.

1. Laundry Powder
Laundry products are one of the easiest places to begin MOOing.
Commercial detergents are expensive, heavily marketed, and often used in much larger amounts than necessary.
Homemade laundry powder:
  • costs significantly less
  • stores well
  • uses simple ingredients
  • gives you control over how much you use
And portion control matters.
Many families discover they can cut their laundry costs dramatically simply by measuring properly and avoiding overuse.
A bucket of homemade laundry powder in the laundry is one of the simplest ways to reduce ongoing household expenses.

2. All-Purpose Cleaner
Most homes do not need:
  • separate bench spray
  • separate bathroom spray
  • separate kitchen spray
  • separate floor spray
Marketing tells us we do.
Reality says otherwise.
A simple homemade all-purpose cleaner can handle most everyday cleaning beautifully.
This not only saves money — it also reduces clutter and decision fatigue.
Fewer products.
Less waste.
Less spending.
That’s part of creating a calm home.

3. Dishwasher Powder
This is one of those sneaky budget drains many people don’t notice.
Dishwasher tablets are convenient, but they are also expensive because every wash uses a fixed amount.
Powder gives you flexibility.
You can:
  • adjust the amount used
  • avoid waste
  • buy in bulk
  • lower the cost per wash substantially
Again, this isn’t about deprivation.
It’s about using exactly what you need — no more and no less.

4. Gravy Mix
Gravy packets may seem inexpensive individually, but over time they add up.
A homemade gravy mix:
  • costs far less
  • stores beautifully
  • can be customised to suit your family
  • is just as convenient once prepared
Having jars of homemade mixes in the pantry is one of the simplest ways to make the kitchen feel organised and efficient.
And it turns “making dinner” into a much calmer experience.

5. Condensed Soup Base
So many recipes rely on canned condensed soups:
  • casseroles
  • pasta bakes
  • slow cooker meals
  • pie fillings
But the tins are expensive for what they contain.
Making your own soup base allows you to:
  • avoid unnecessary additives
  • save money
  • reduce pantry costs
  • keep ingredients on hand for quick meals
Once you start MOOing condensed soup bases, it becomes very difficult to justify the supermarket versions.

6. Stock Powder or Stock Concentrate
Stock is the backbone of home cooking.
Soups, sauces, casseroles, gravies and slow cooker meals all rely on good stock.
Store-bought stock can be:
  • expensive
  • bulky
  • watered down
  • high in salt
Homemade stock powder or concentrate:
  • stores easily
  • stretches further
  • costs less
  • adds excellent flavour
And because it’s made from ingredients you already use, it becomes part of your normal kitchen rhythm.

7. Baking Mixes
Cake mixes, muffin mixes and pancake mixes are convenient — but convenience comes at a price.
Having homemade baking mixes ready in jars gives you the same convenience without the extra cost.
This is especially useful for:
  • lunchboxes
  • quick desserts
  • after-school snacks
  • unexpected visitors
And because the ingredients are already measured and prepared, you still save time.

8. Freezer Meal Bases
This is one of the best ways to protect both your budget and your energy levels.
Not necessarily full freezer meals — although those are wonderful too — but meal bases such as:
  • cooked mince
  • shredded chicken
  • soup starters
  • cooked beans
  • pasta sauces
These become the “building blocks” of quick meals.
And quick meals reduce:
  • takeaway temptation
  • expensive convenience foods
  • stress at dinner time
Prepared food at home is one of the greatest forms of household security.

9. Simple Personal Care Products
You do not need to become completely self-sufficient overnight.
But even replacing a few basic products can save money over time.
Simple homemade:
  • soaps
  • scrubs
  • bath products
  • skincare basics
Can:
  • reduce spending
  • reduce packaging
  • simplify routines
And they also make lovely Handmade Christmas gifts.

10. Pantry Emergency Meals
This may be the most important staple of all.
Because emergency meals stop panic spending.
They stop:
  • takeaway
  • expensive convenience meals
  • “there’s nothing to eat” shopping trips
Emergency meals are simple pantry meals you can make quickly from what you already have.
Examples include:
  • soup and toast
  • eggs on toast
  • pasta with sauce
  • baked potatoes
  • fried rice
  • freezer soup
  • homemade pizzas
These meals create breathing room in the budget and reduce stress enormously.

The Bigger Picture
MOOing is not just about recipes.
It’s about changing the relationship we have with our homes.
Instead of constantly reacting to rising prices, we begin building systems that support us.
We stockpile ingredients.
We prepare ahead.
We simplify routines.
We use what we have well.
And slowly, over time, the household becomes:
  • calmer
  • more resilient
  • less wasteful
  • less financially fragile
That is the heart of living the Cheapskates Way.

Start Small
You do not need to overhaul your entire household in a weekend.
Choose one thing.
Just one.
Perhaps:
  • laundry powder
  • gravy mix
  • emergency meals
  • homemade cleaner
Start there.
Build confidence.
Create one small system at a time.
Because every small change adds up.
And those quiet little systems are often the very things that help families stay:
  • debt free
  • cashed up
  • and laughing
Even during difficult economic times.
Copyright ©2001 - 2026 The Cheapskates Club, All Rights Reserved
  • Home
  • Member Hub
    • Getting Started
    • 10 Cent A Day Saving Challenge
    • The 2026 Inflation Reset Challenge >
      • The 2026 High Inflation Survival Kit
      • The 2026 Inflation Reset Challenge Week 1
      • The 2026 Inflation Reset Week 2
      • The 2026 Inflation Reset Challenge Week 3
      • The 2026 Inflation Reset Challenge Week 4
    • 31 Days of MOO Hub >
      • MOO Month 2026 Learn to Make Your Own and Save
      • How to Learn to MOO
      • 2026 Daily MOOs
      • 31 Days of MOO Forum
      • 31 Days of MOO Index
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
      • Weekly Challenges
    • No Spending Month
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD