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​Together Everyone Achieves More - January 2018

​My tip may not seem important but I think that it's really important to be part of a group of like-minded people like the Cheapskates Club. We are all trying to save money by making our dollars stretch further. Sometimes it's two steps forward and one step backwards, but always it's about staying focused on the goal of getting ahead financially. 

The support and encouragement from other members that have been in the tough times, as some now find themselves in, gives people hope and ideas when none appears obvious. 

Budgeting and dieting starts with thinking and having your head in the right space. A New Year is an opportunity to reflect where you have come from and assess where you want to be and it's always good to have friends on the journey with you.
Contributed by Andrea Metcalf
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  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • 31 Days of MOO Index
    • Articles
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
    • Learning Centre
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2023
    • Newsletters 2022
    • Newsletters 2021
    • Newsletters 2020
    • Newsletters 2019
    • Newsletters 2018
    • Newsletters 2017
  • Saving Money
    • Latest Tips 2023
    • Latest Tips 2022
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files