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​Together Everyone Achieves More - January 2018

​My tip may not seem important but I think that it's really important to be part of a group of like-minded people like the Cheapskates Club. We are all trying to save money by making our dollars stretch further. Sometimes it's two steps forward and one step backwards, but always it's about staying focused on the goal of getting ahead financially. 

The support and encouragement from other members that have been in the tough times, as some now find themselves in, gives people hope and ideas when none appears obvious. 

Budgeting and dieting starts with thinking and having your head in the right space. A New Year is an opportunity to reflect where you have come from and assess where you want to be and it's always good to have friends on the journey with you.
Contributed by Andrea Metcalf
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  • Home
  • Member Hub
    • Getting Started
    • Back to School
    • Cheapskates Club Insider
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • 31 Days of MOO Index
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD