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​Together Everyone Achieves More - January 2018

​My tip may not seem important but I think that it's really important to be part of a group of like-minded people like the Cheapskates Club. We are all trying to save money by making our dollars stretch further. Sometimes it's two steps forward and one step backwards, but always it's about staying focused on the goal of getting ahead financially. 

The support and encouragement from other members that have been in the tough times, as some now find themselves in, gives people hope and ideas when none appears obvious. 

Budgeting and dieting starts with thinking and having your head in the right space. A New Year is an opportunity to reflect where you have come from and assess where you want to be and it's always good to have friends on the journey with you.
Contributed by Andrea Metcalf
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  • Home
  • 25 Years of Cheapskating
    • A Welcome from Cath
    • How The Cheapskates Club Began
    • Then and Now Grocery Shopping
    • Five Things That Have Changed Since 2001
    • 25 Ways in 25 Days Savings Challenge
  • Member Hub
    • Getting Started
    • Ditch the Freezer Challenge >
      • Freezer Challenge Tracker
      • Ditch the Freezer
      • Sometimes You Have to Add Before You Can Subtract
    • 10 Cent A Day Saving Challenge
    • The 2026 Inflation Reset Challenge >
      • The 2026 High Inflation Survival Kit
      • The 2026 Inflation Reset Challenge Week 1
      • The 2026 Inflation Reset Week 2
      • The 2026 Inflation Reset Challenge Week 3
      • The 2026 Inflation Reset Challenge Week 4
    • 31 Days of MOO Hub >
      • MOO Month 2026 Learn to Make Your Own and Save
      • How to Learn to MOO
      • 2026 Daily MOOs
      • 31 Days of MOO Forum
      • 31 Days of MOO Index
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
      • Weekly Challenges
    • No Spending Month
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD