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Budget Ideas for Lazy People
A budget is a necessary evil, even for lazy people. If you are one of those individuals that would rather pay a late fee or use a credit card to buy groceries and incur the extra dollar amount, there is good news. Lazy people can really have, and stick to, a budget and it doesn't have to be painful at all.
If you consider yourself lazy, perhaps that is part of the problem when it comes to budgeting. This is a judgement free zone, and no one will know if you are a tad lazy when it comes to your budget. Changing your perception of money and how you should or should not budget your finances may make all the difference between living life buried in debt or living life debt free (and yes, cashed up and laughing!).
Try changing your attitude of being lazy to one of being simple. Simple has a much nicer connotation to it and can reap more success than walking around thinking or saying that you are lazy. A more positive connotation will reap a more positive reward.
These days there are so many ways that your bills can get paid that there is no reason why you have to have too much of a hands-on approach when budgeting. Automatic bill pay is one way of getting your bills paid without having to so much as lift a finger. Just set up automatic bill pay with your lender, and every month your recurring charges and fees will be automatically deducted from your bill account. Now doesn’t that sound simple?
Still struggling with the thought of a budget? What could be easier than simple mathematics? Add up your income, subtract your bills and what is left is what you have to spend for the week/fortnight/month. Go to the ATM once a week, withdraw your money for food, petrol and whatever else is on your spendable income list and there you have it. Simple adding and subtracting at its finest.
By taking out the dollar amount you spend in petrol, you'll be able to pay cash at the pump - avoiding any fees and surcharges on your credit card. Having the exact amount of spendable cash in your allotment for the week will also avoid late fees, overages, and charges for insufficient funds. No hassle; no fuss; no worry.
Banking, bill paying, direct deposit, and ATMs are all excellent tools you can use to be lazy on a budget. You can even go to the supermarket, buy groceries, stamps, gift cards, medicines, and get cash back at the register. Today’s bill paying is an all-in-one convenience for those of us who are a bit on the lazy side of the budget fence.
If you consider yourself lazy, perhaps that is part of the problem when it comes to budgeting. This is a judgement free zone, and no one will know if you are a tad lazy when it comes to your budget. Changing your perception of money and how you should or should not budget your finances may make all the difference between living life buried in debt or living life debt free (and yes, cashed up and laughing!).
Try changing your attitude of being lazy to one of being simple. Simple has a much nicer connotation to it and can reap more success than walking around thinking or saying that you are lazy. A more positive connotation will reap a more positive reward.
These days there are so many ways that your bills can get paid that there is no reason why you have to have too much of a hands-on approach when budgeting. Automatic bill pay is one way of getting your bills paid without having to so much as lift a finger. Just set up automatic bill pay with your lender, and every month your recurring charges and fees will be automatically deducted from your bill account. Now doesn’t that sound simple?
Still struggling with the thought of a budget? What could be easier than simple mathematics? Add up your income, subtract your bills and what is left is what you have to spend for the week/fortnight/month. Go to the ATM once a week, withdraw your money for food, petrol and whatever else is on your spendable income list and there you have it. Simple adding and subtracting at its finest.
By taking out the dollar amount you spend in petrol, you'll be able to pay cash at the pump - avoiding any fees and surcharges on your credit card. Having the exact amount of spendable cash in your allotment for the week will also avoid late fees, overages, and charges for insufficient funds. No hassle; no fuss; no worry.
Banking, bill paying, direct deposit, and ATMs are all excellent tools you can use to be lazy on a budget. You can even go to the supermarket, buy groceries, stamps, gift cards, medicines, and get cash back at the register. Today’s bill paying is an all-in-one convenience for those of us who are a bit on the lazy side of the budget fence.