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​Cash or Debit? Depends on the Total

Picture
​When I go shopping for anything I wait until the total is rung up before I decide to pay by debit card or pay cash (sometimes I know beforehand). If the amount is rounded up when cash is paid, then I pay by debit because it is an exact amount and I therefore pay less. If it would be rounded down, then I pay cash. This saves me up to .02c every time I purchase....not much but it adds up. Living the Cheapskate way has meant that because I am so conscious of spending now I virtually don't have big issues to worry about. As the old saying goes "Look after the pennies and the pounds look after themselves"....well nearly.
​Contributed by Wendy

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  • Home
  • Join
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
  • Inspiration
    • Getting Started
    • Articles
    • Budget Renovations
    • Saving Stories
    • Learning Centre
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2021
    • Newsletters 2020
    • Newsletters 2019
    • Newsletters 2018
    • Newsletters 2017
  • Saving Money
    • Latest Tips January 2021
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details