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CHRISTMAS IN JULY - DAY 29

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​​Buy a Gift Under Budget? Then Give Your Savings a Boost

We have a set gift budget, but often I find amazing gifts well under budget, that are worth more than what we've budgeted. For example I found a tea for two set marked at $10, and the budgeted amount was $25, but I checked online and it would cost $80 to buy new (great bargain!). I'm happy with that, and I've shifted $15 from the gift budget (what was left of the budgeted amount) to our savings.

If you find a gift under budget, that retails at or above your budget amount, great! You don't need to buy or make anything else to "bring it up to budget" - it's already there! Just move the excess to your savings or emergency fund and pat yourself on the back for beng such a savvy shopper.

And remember: money isn't saved until it's safely in your savings account. Until then, it's just not spent.

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  • Home
  • Join the Club!
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Articles
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
    • Learning Centre
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2023
    • Newsletters 2022
    • Newsletters 2021
    • Newsletters 2020
    • Newsletters 2019
    • Newsletters 2018
    • Newsletters 2017
  • Saving Money
    • Latest Tips 2023
    • Latest Tips 2022
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files
  • 15 Ways to Have a Great Valentine's Day the Cheapskates Way