CHRISTMAS IN JULY - DAY 29
Buy a Gift Under Budget? Then Give Your Savings a Boost
We have a set gift budget, but often I find amazing gifts well under budget, that are worth more than what we've budgeted. For example I found a tea for two set marked at $10, and the budgeted amount was $25, but I checked online and it would cost $80 to buy new (great bargain!). I'm happy with that, and I've shifted $15 from the gift budget (what was left of the budgeted amount) to our savings.
If you find a gift under budget, that retails at or above your budget amount, great! You don't need to buy or make anything else to "bring it up to budget" - it's already there! Just move the excess to your savings or emergency fund and pat yourself on the back for beng such a savvy shopper.
And remember: money isn't saved until it's safely in your savings account. Until then, it's just not spent.
If you find a gift under budget, that retails at or above your budget amount, great! You don't need to buy or make anything else to "bring it up to budget" - it's already there! Just move the excess to your savings or emergency fund and pat yourself on the back for beng such a savvy shopper.
And remember: money isn't saved until it's safely in your savings account. Until then, it's just not spent.