From Cath's Desk - January 2018
Hello Cheapskaters,
Here we are at the beginning of a brand new year. A brand new future is before us. What we make of that future, what it becomes and how it represents our legacy is entirely up to us. We hold the power to turn our future into something great, to determine what our legacy is to our family, now and in the future.
A brand new year, and a brand new Journal to help you start your new year on a sound financial footing. Remember back in January 2017, when 2018 was a whole year away, and you made resolutions to build savings, slash debt, get the grocery bill under control, pay off the mortgage, spend more time as a family, lose weight, get more exercise, read more books and a myriad of other useless resolution, all made in an emotion charged moment? Well, we’re here now. Although the world is not exactly the way it was twelve months ago, and not so many of those resolutions actually made it to fruition.
Interestingly enough, according to a quirkology.com study from a few years ago, only 12% of the participants achieved their New Year’s Resolution goals, even though 52% were confident at the outset of the study that they would do so. That doesn’t bode well for us and our resolutions, does it?
I think New Year’s Resolutions get a bum rap because they come with such a big, shiny label.
The thing is, you’ve really got to be dedicated to your goal or resolution to stick to it for a whole year. You need support, a plan and you must be prepared to get back on track when you fall off. As a member of the Cheapskates Club you're already well on the way to keeping your New Year's resolutions, with the support of the Cheapskates Club and your fellow Cheapskaters. You'll find inspiration in the Journal and Tip Store and encouragement and support in the Forum. You'll get organised with the Printables and find every day it gets easier and easier to live the Cheapskates way just by taking one day at a time.
In 2018 try putting a focus on living the Cheapskates way. No pressure to be totally debt free, have an emergency fund equal to six months' pay, meal plans done for the year, or a fully funded Peace of Mind account by 31st December 2018. Maybe fewer ice cream treats and more cooking from scratch at home or not quite so many brand names in the trolley and a few more generic groceries. You know, stuff you can incorporate into your everyday life, one little thing at a time.
If you've made resolutions, good for you. If you haven't, why not make a goal to simply be in a better financial position this time next year?
Because I'd hate for you to get to another New Year and regret not starting your journey to living life debt free, cashed up and laughing today.
Have a very happy, safe and prosperous 2018 everyone.
Here we are at the beginning of a brand new year. A brand new future is before us. What we make of that future, what it becomes and how it represents our legacy is entirely up to us. We hold the power to turn our future into something great, to determine what our legacy is to our family, now and in the future.
A brand new year, and a brand new Journal to help you start your new year on a sound financial footing. Remember back in January 2017, when 2018 was a whole year away, and you made resolutions to build savings, slash debt, get the grocery bill under control, pay off the mortgage, spend more time as a family, lose weight, get more exercise, read more books and a myriad of other useless resolution, all made in an emotion charged moment? Well, we’re here now. Although the world is not exactly the way it was twelve months ago, and not so many of those resolutions actually made it to fruition.
Interestingly enough, according to a quirkology.com study from a few years ago, only 12% of the participants achieved their New Year’s Resolution goals, even though 52% were confident at the outset of the study that they would do so. That doesn’t bode well for us and our resolutions, does it?
I think New Year’s Resolutions get a bum rap because they come with such a big, shiny label.
The thing is, you’ve really got to be dedicated to your goal or resolution to stick to it for a whole year. You need support, a plan and you must be prepared to get back on track when you fall off. As a member of the Cheapskates Club you're already well on the way to keeping your New Year's resolutions, with the support of the Cheapskates Club and your fellow Cheapskaters. You'll find inspiration in the Journal and Tip Store and encouragement and support in the Forum. You'll get organised with the Printables and find every day it gets easier and easier to live the Cheapskates way just by taking one day at a time.
In 2018 try putting a focus on living the Cheapskates way. No pressure to be totally debt free, have an emergency fund equal to six months' pay, meal plans done for the year, or a fully funded Peace of Mind account by 31st December 2018. Maybe fewer ice cream treats and more cooking from scratch at home or not quite so many brand names in the trolley and a few more generic groceries. You know, stuff you can incorporate into your everyday life, one little thing at a time.
If you've made resolutions, good for you. If you haven't, why not make a goal to simply be in a better financial position this time next year?
Because I'd hate for you to get to another New Year and regret not starting your journey to living life debt free, cashed up and laughing today.
Have a very happy, safe and prosperous 2018 everyone.
