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From Cath's Desk - February 2019

​Hello Cheapskaters,

I hope that 2019 becomes your Year of Prosperity and that you achieve our goals and your wishes.

Now is a great time to re-think and re-plot just where you’re going. The holidays are over, the kids are back at school and most of us have returned to the daily work grind, so take an hour to review your last year, decide what worked and what didn't and plot your course for 2019.  

Use the resources of the Member's Centre to create an effective spending plan, create a doable debt repayment plan and work on ways to build your emergency fund (and I'd make this a priority this year).

Don't over complicate things, or you just won't do them. Keep them simple and you'll be able to stick to your plan and reach your goals.
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  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
    • Gift Memberships
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Handmade Christmas Central >
      • Handmade Christmas 2025 is about to start
    • 31 Days of MOO Index
    • Articles
    • Back to Basics >
      • Back to Basics
      • Back to Basics Index
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
  • SAVING REVOLUTION
    • 2025 Saving Revolution Index
    • Saving Revolution Resources
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2025
  • Saving Money
    • Bill Paying System
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files