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From Cath's Desk - February 2019

​Hello Cheapskaters,

I hope that 2019 becomes your Year of Prosperity and that you achieve our goals and your wishes.

Now is a great time to re-think and re-plot just where you’re going. The holidays are over, the kids are back at school and most of us have returned to the daily work grind, so take an hour to review your last year, decide what worked and what didn't and plot your course for 2019.  

Use the resources of the Member's Centre to create an effective spending plan, create a doable debt repayment plan and work on ways to build your emergency fund (and I'd make this a priority this year).

Don't over complicate things, or you just won't do them. Keep them simple and you'll be able to stick to your plan and reach your goals.
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  • Home
  • 25 Years of Cheapskating
    • A Welcome from Cath
    • How The Cheapskates Club Began
    • Then and Now Grocery Shopping
    • Five Things That Have Changed Since 2001
    • 25 Ways in 25 Days Savings Challenge
  • Member Hub
    • Getting Started
    • Ditch the Freezer Challenge >
      • Freezer Challenge Tracker
      • Ditch the Freezer
      • Sometimes You Have to Add Before You Can Subtract
    • 10 Cent A Day Saving Challenge
    • The 2026 Inflation Reset Challenge >
      • The 2026 High Inflation Survival Kit
      • The 2026 Inflation Reset Challenge Week 1
      • The 2026 Inflation Reset Week 2
      • The 2026 Inflation Reset Challenge Week 3
      • The 2026 Inflation Reset Challenge Week 4
    • 31 Days of MOO Hub >
      • MOO Month 2026 Learn to Make Your Own and Save
      • How to Learn to MOO
      • 2026 Daily MOOs
      • 31 Days of MOO Forum
      • 31 Days of MOO Index
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
      • Weekly Challenges
    • No Spending Month
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD