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From Cath's Desk - February 2019

​Hello Cheapskaters,

I hope that 2019 becomes your Year of Prosperity and that you achieve our goals and your wishes.

Now is a great time to re-think and re-plot just where you’re going. The holidays are over, the kids are back at school and most of us have returned to the daily work grind, so take an hour to review your last year, decide what worked and what didn't and plot your course for 2019.  

Use the resources of the Member's Centre to create an effective spending plan, create a doable debt repayment plan and work on ways to build your emergency fund (and I'd make this a priority this year).

Don't over complicate things, or you just won't do them. Keep them simple and you'll be able to stick to your plan and reach your goals.
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  • Home
  • Member Hub
    • Getting Started
    • No Spending Month
    • Cheapskates Club Insider
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
    • Our Once a Year Shopping List
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • 31 Days of MOO Index
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD