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From Cath's Desk - July 2018

​Hello Cheapskaters,

It's the start of a new financial year. A chance to look at your financial life and make adjustments. An opportunity to fix the leaks that destroy your budget plans. 

A new start if you like. 

So this month I've shared the ways we track our financial life, including some of the things we did way back when we first started living the Cheapskates way. Some of them are a little wacky, but they work.

Often we forget that it's the little things we do, day in, day out, that make the difference to our bottom lines. Yes, shopping around and getting a better deal on insurance or phone plans or power plans is important (and everyone should do this every year) but they are what I consider "one off" savings. They can't easily be replicated until next year.

But when you can trim a little off the grocery budget by changing brands, or trim the power bill by switching to a power saver power board for your chargers (it's a great idea, we do this too), those are the little savings that are replicated over and over, every day of every year. And those little savings add up.

Enjoy this month's Journal, and don't forget to join in the discussions in the Forum.
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  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
    • Gift Memberships
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Handmade Christmas Central >
      • Handmade Christmas 2025 is about to start
    • 31 Days of MOO Index
    • Articles
    • Back to Basics >
      • Back to Basics
      • Back to Basics Index
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
  • SAVING REVOLUTION
    • 2025 Saving Revolution Index
    • Saving Revolution Resources
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2025
  • Saving Money
    • Bill Paying System
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files