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From Cath's Desk - June 2016
Hello Cheapskaters,
As I'm writing this the sun is streaming through the loungeroom window providing some very welcome free heat. Already this winter is shaping up to be colder and wetter and more wintery than last year and I'm feeling it. I'm shaking my head at the reminder on my diary that it's almost tax time and I need to make sure records are up-to-date.
Every day I get emails from Cheapskaters who are shaking their heads and wondering what they need to do to get started living the Cheapskates way or how they can make the changes necessary in their lives.
Then there are the emails from Cheapskaters who have taken the challenge and learnt to make changes, one at a time, some big, some small, to live the Cheapskates way and are loving the debt free, cashed up life they are laughing about.
What's the difference? Well I believe it is two things: attitude and expectations.
The first group has decided to wait and see; they'll take up the challenge when they can see how it's going to work for them. They want to know how to write a budget and will stress over getting it perfect rather than starting and adjusting along the way. They want to know where they'll get the money to pay off their debts and exactly how long it will take and just how much effort they'll need to put in. They want to know why they have to give up things like cable TV and eating out and magazines and manicures and still enjoy life. And on and on.
The second group are successful because they try. They don't have all the answers to their questions but they don't waste an opportunity to learn how to save money, time and energy. They're willing to get started and learn as they go. They recognise that they may make mistakes and that not all suggestions will work for them, but if they don't start they'll never live life debt free, cashed up and laughing. They're willing to get started.
Living the Cheapskates way is a journey and just like any journey you can't see the destination when you first start out, but you know you are on the right track. You stick to the track because you know that each step takes you closer to your destination until one day you can actually see it: your goal is in sight.
Each change you make, each step you take as you live the Cheapskates way transforms your life, taking you closer to financial freedom.
If you are struggling and finding yourself in group one when you really want to be in group two, I want to encourage you to take up the challenge. Make one small change today. Then let me know what it is. Have you taken the Living the Cheapskates Way workshop? Even if you have a refresher might be all you need to get back to living the Cheapskates way.
Have a great month everyone.
As I'm writing this the sun is streaming through the loungeroom window providing some very welcome free heat. Already this winter is shaping up to be colder and wetter and more wintery than last year and I'm feeling it. I'm shaking my head at the reminder on my diary that it's almost tax time and I need to make sure records are up-to-date.
Every day I get emails from Cheapskaters who are shaking their heads and wondering what they need to do to get started living the Cheapskates way or how they can make the changes necessary in their lives.
Then there are the emails from Cheapskaters who have taken the challenge and learnt to make changes, one at a time, some big, some small, to live the Cheapskates way and are loving the debt free, cashed up life they are laughing about.
What's the difference? Well I believe it is two things: attitude and expectations.
The first group has decided to wait and see; they'll take up the challenge when they can see how it's going to work for them. They want to know how to write a budget and will stress over getting it perfect rather than starting and adjusting along the way. They want to know where they'll get the money to pay off their debts and exactly how long it will take and just how much effort they'll need to put in. They want to know why they have to give up things like cable TV and eating out and magazines and manicures and still enjoy life. And on and on.
The second group are successful because they try. They don't have all the answers to their questions but they don't waste an opportunity to learn how to save money, time and energy. They're willing to get started and learn as they go. They recognise that they may make mistakes and that not all suggestions will work for them, but if they don't start they'll never live life debt free, cashed up and laughing. They're willing to get started.
Living the Cheapskates way is a journey and just like any journey you can't see the destination when you first start out, but you know you are on the right track. You stick to the track because you know that each step takes you closer to your destination until one day you can actually see it: your goal is in sight.
Each change you make, each step you take as you live the Cheapskates way transforms your life, taking you closer to financial freedom.
If you are struggling and finding yourself in group one when you really want to be in group two, I want to encourage you to take up the challenge. Make one small change today. Then let me know what it is. Have you taken the Living the Cheapskates Way workshop? Even if you have a refresher might be all you need to get back to living the Cheapskates way.
Have a great month everyone.
