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July 2016 Journal Index
From Cath's Desk
​Hello Cheapskaters,
Brrrrr  but it's cold! From the look of the weather map it's cold everywhere and right smack in the middle of school holidays for some of the country too. Keeping warm has been the name of the game in our house this.....
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Cheapskates Tip Store
Saving for Christmas Now
Approximate $ Savings: $100+
Now is the time to think about Christmas for the kids. Yes I too was never concerned or organised enough for this but this year looking at the catalogues I've decided enough....
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Feature Article
7 Ways to Spend the Rest of Your Life Debt-Free
A heavy debt burden is like climbing a mountain with a 100 kilo pack on your back; it never gets any easier unless you drop the weight. Fortunately, it’s possible to live a life without any debt! Eliminating debt and staying debt-free both require discipline and......
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Home Meal Kits - Use the Intro Offers
There are a number of home delivery meal services now, where they pack your groceries and deliver them along with recipes. Without fail, all of them seem to offer introductory discounts with no long term commitment.....
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A Thoughtful Moment
The Alphabet Then and Now
​My Aunty Gloria sent me this and it made me smile, especially as I read through it and started see "me" in it!
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Picking your Shopping Day to Maximise Specials
If you're like me and mainly shop from the "major" supermarkets, you've probably noticed that the catalogues feature some of their best sales. These sales usually last one week, from the day the catalogue is released and ends the day before the next catalogue.....
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Articles
​Start Thinking "Christmas" in July
The best way to eliminate the stress associated with planning for Christmas is to get the ball rolling early. When you want to make Christmas an enjoyable experience for yourself and your family, a little bit of.....
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Free Swimming Pool Top Up
With the rains we were having my husband went and bought a PVC pipe and elbow fitting for $20 and attached it to our downpipe from the roof, putting the open end over the pool. With the water from the rain we didn't need to top up the pool. You do have to clean out the.....
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Managing Debt when You're Retired
No one wants to or plans to retire in debt, but life and circumstances happen and sometimes we reach that magical stage of life where we're supposed to slow down and enjoy not facing the daily 9 - 5 grind with a burden hanging over us. Managing debt in.....
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Switch, Fill and Save on Foaming Face Cleanser
I am so sick of paying so much in acne wash to keep my skin clear. I love using foaming cleansers such as the Clean & Clear brand that comes in the foaming pump bottle that costs me about $9 . It seems to only last a.....
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Tips and Tricks for Successful Slow Cooking
"I wonder if I could cook that in the slow cooker..." 
Have you asked yourself this before? Many of us with slow cookers have eyeballed them and wondered if we could cook our favourite recipe(s) in them. Often, you can. But before......
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Easy Boil Eggs For Lunch
Maybe once a fortnight I feel like a couple of hard boiled eggs to throw in my lunch bag so if we are boiling some spuds or veggies I put the eggs in at the beginning and cook for 3 minutes. It saves me cooking the eggs at 5am. I also do extra.....
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5 Top Tips for Paying Your Bills on Time
Did you know that credit card companies make more money from late fees than they make from those very high interest rates? Banks rely on late fees for revenue; let them rely on someone else's tardiness. Check out these tips and save some real money.....
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A Handy Picture of your Shopping List
During the week I make a shopping list on my whiteboard that's in my kitchen.  When about to leave I take a photo of this on my phone and whilst out refer to my list. It really works...forget searching for paper and pen only to leave it at......
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Dear Cath
This month's questions are about alternatives to paper towel and the reason for adding citric acid to cordials.
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Shaving at a  Very Cheap Price 
I bought a silicon device at The Shaver Shop called The Razor Pit. It extends the life of your disposal razor by an incredible amount. I am currently using the same razor for the 179th clean close comfortable shave which I started....
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July Tip Sheet
Fridge Storage Cheat Sheet
Get the best from the food you store in your fridge with this handy fridge storage cheat sheet.
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The Best Tasting MOO Curry Powder
I MOO curry powder and it doesn't taste any different to the shop ones. My late sister gave me the recipe over 20 years ago and then I picked up a book in the op shop and the original recipe was in there; its from the 1800s!
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Menu Planner
Fill in the meals you plan to eat for the week, fortnight or month and put the plan somewhere prominent: stick it to the front of the fridge with a magnet, blu-tack it to the....
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Keep an Emergency Travel Kit in the Car
We travel by car a lot to school, day care, football, to visit grandparents and cousins and every now and then something goes pear shaped. To help calm upset children (and parents) when things go wrong I keep a small emergency travel.....
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On the Menu
​6 Soups to Keep you Warm
If you're looking for a meal that will warm you through, fill you up and won't break the budget look no further than soup. It can be anything from a simple broth to a hearty vegetable and meat filled meal in a bowl. Serve it with crusty bread, toast, or......
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Quick Fix for Hair Affected by Static Cling
I have waist length hair and in the winter season static cling is always a problem. I keep a men's hankie that has been soaked in fabric softener and allowed to dry in my handbag, another one in the car and one in my desk drawer. When my hair gets static.....
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Quote of Note
Not all of us can do great things.
But we can all do small things
with great love.
~~Mother Theresa~~
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Travel Light and Save
It may sound like mission impossible but if you learn to travel light with only your carry-on baggage you will save a tremendous amount of time and money. You can ride the bus instead of taking a taxi. You won’t have to hire a trolley to carry all your suitcases. If.....
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