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Live like you’re Wealthy the Cheapskates Way
We'd all like to live a more luxurious life. Unfortunately, our bank account often has the final say. Or does it? There are lots of luxuries accessible to those on a modest budget.
Avoid letting your income stand in the way of fully enjoying life - Cheapskates love life, and live it to the fullest, even on a budget.
Where there's a will, there's a way so learn to look for life's little luxuries in uncommon places and enjoy the treats as they come your way.
When you look good, you feel good. Unfortunately clothes can cost a fortune. You can buy quality clothing - you'll have to purchase fewer garments to stay within your budget, but that's okay. Instead of buying five inexpensive shirts, buy two shirts that fit you well and look great. Quality clothes last longer, so you'll eventually have a large wardrobe anyway. Garage sales are a great way to find brand name, even designer label, clothing at rock bottom prices. Op shop often have designer labels at rock bottom prices too. Look for factory sales for the brands you love, I'm still wearing a Country Road coat I bought for $50 (it retailed then at $300) almost 30 years ago. Buy classis styles and colours, they never go out of style, and update them with accessories you pick up for pennies on sale, at garage sales and op shops or online.
Take advantage of Groupon and similar offers. Even the fanciest of restaurants aren't packed at all hours. Five star luxury hotels need to fill those empty rooms. Resorts want visitors through the gate. Look for coupons for the luxuries you enjoy and save up to 50%, sometimes more. You can give "experience" gifts that would normally cost hundreds of dollars for a fraction of the original price or use them for yourself. Spa treatments,
Get a massage or manicure. There's always a place in town that will give a great, but inexpensive, massage or manicure. You might get lucky and find a place that does both. TAFE salons offer good deals, but so does your local nail salon or masseuse - ask if they need models for apprentices and enjoy the works for a token charge. Check your local paper for discounts, ask if they have a loyalty program and if it applies, ask for seniors discounts.
It may sound drastic, but be willing to move. Did you choose your current location based on the economic opportunities or the cost of living? Most people fail to venture far from their hometown. Taking advantage of a lucrative employment opportunity and a less expensive location can quickly enhance your lifestyle.
Choose your holiday destinations wisely. There are still many parts of the world where your Australian dollars will take you further. It's not difficult to find an exotic, safe, and inexpensive holiday destination. You'll save money and vacation like a millionaire.
Purchase a pre-owned luxury car. Some of the lower-end luxury cars aren't much more expensive than many of the more modest cars. Look at the luxury cars that are 2-3 years old. They'll still have a warranty and won't cost any more than a new, more common vehicle.
Prioritize. The more you buy, the less you can spend on each item. Consider cutting unnecessary expenses and focusing your dollars on higher quality items and services. You could get rid of your home phone and hire someone to mow your lawn once a fortnight, for example. Or drop the gym, go for a walk a couple of times a week and get your ironing done. Ditch the things that aren't important to you so you have the money to enjoy the things that are.
Keep fresh flowers around the house. A $5 investment each week can really add a touch of class to your home. Yes, you can get a bunch of flowers for $5 - Aldi sell flowers, including roses, for $4.99 a bunch, as does my local IGA supermarket. Do you have space in your yard for a flower garden? Planting a mixture of wild flowers is simple, and they grow successfully without a lot of attention.
Have your clothes tailored. Unless you have the perfect body for a particular piece of clothing, it doesn't fit as well as it could. A simple fix will only cost a few dollars and your clothing will fit much better.
Have fancy coffee sparingly. It's silly to spend $5 on a cup of coffee, but it has the feel of luxury to it. Meet a friend occasionally for a cup of your favourite coffee, have a real conversation and truly enjoy the treat.
Focus your financial resources on those items and services that provide the most luxury for your buck. Splurge occasionally and enjoy the little things that life has to offer, you can find luxury on a modest budget if you look.
Avoid letting your income stand in the way of fully enjoying life - Cheapskates love life, and live it to the fullest, even on a budget.
Where there's a will, there's a way so learn to look for life's little luxuries in uncommon places and enjoy the treats as they come your way.
When you look good, you feel good. Unfortunately clothes can cost a fortune. You can buy quality clothing - you'll have to purchase fewer garments to stay within your budget, but that's okay. Instead of buying five inexpensive shirts, buy two shirts that fit you well and look great. Quality clothes last longer, so you'll eventually have a large wardrobe anyway. Garage sales are a great way to find brand name, even designer label, clothing at rock bottom prices. Op shop often have designer labels at rock bottom prices too. Look for factory sales for the brands you love, I'm still wearing a Country Road coat I bought for $50 (it retailed then at $300) almost 30 years ago. Buy classis styles and colours, they never go out of style, and update them with accessories you pick up for pennies on sale, at garage sales and op shops or online.
Take advantage of Groupon and similar offers. Even the fanciest of restaurants aren't packed at all hours. Five star luxury hotels need to fill those empty rooms. Resorts want visitors through the gate. Look for coupons for the luxuries you enjoy and save up to 50%, sometimes more. You can give "experience" gifts that would normally cost hundreds of dollars for a fraction of the original price or use them for yourself. Spa treatments,
Get a massage or manicure. There's always a place in town that will give a great, but inexpensive, massage or manicure. You might get lucky and find a place that does both. TAFE salons offer good deals, but so does your local nail salon or masseuse - ask if they need models for apprentices and enjoy the works for a token charge. Check your local paper for discounts, ask if they have a loyalty program and if it applies, ask for seniors discounts.
It may sound drastic, but be willing to move. Did you choose your current location based on the economic opportunities or the cost of living? Most people fail to venture far from their hometown. Taking advantage of a lucrative employment opportunity and a less expensive location can quickly enhance your lifestyle.
Choose your holiday destinations wisely. There are still many parts of the world where your Australian dollars will take you further. It's not difficult to find an exotic, safe, and inexpensive holiday destination. You'll save money and vacation like a millionaire.
Purchase a pre-owned luxury car. Some of the lower-end luxury cars aren't much more expensive than many of the more modest cars. Look at the luxury cars that are 2-3 years old. They'll still have a warranty and won't cost any more than a new, more common vehicle.
Prioritize. The more you buy, the less you can spend on each item. Consider cutting unnecessary expenses and focusing your dollars on higher quality items and services. You could get rid of your home phone and hire someone to mow your lawn once a fortnight, for example. Or drop the gym, go for a walk a couple of times a week and get your ironing done. Ditch the things that aren't important to you so you have the money to enjoy the things that are.
Keep fresh flowers around the house. A $5 investment each week can really add a touch of class to your home. Yes, you can get a bunch of flowers for $5 - Aldi sell flowers, including roses, for $4.99 a bunch, as does my local IGA supermarket. Do you have space in your yard for a flower garden? Planting a mixture of wild flowers is simple, and they grow successfully without a lot of attention.
Have your clothes tailored. Unless you have the perfect body for a particular piece of clothing, it doesn't fit as well as it could. A simple fix will only cost a few dollars and your clothing will fit much better.
Have fancy coffee sparingly. It's silly to spend $5 on a cup of coffee, but it has the feel of luxury to it. Meet a friend occasionally for a cup of your favourite coffee, have a real conversation and truly enjoy the treat.
Focus your financial resources on those items and services that provide the most luxury for your buck. Splurge occasionally and enjoy the little things that life has to offer, you can find luxury on a modest budget if you look.