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Making it a Habit to Save the Leftovers at the End of the Month

​My husband and I have separate bank accounts that our pays go into. Out of his, the mortgage and everyday living comes out; from  mine, all bills. The one area we had trouble with is actually saving! Every fortnight I realised that there is actually an amount of money left in each account, sometimes only 50 cents[!], but other times, maybe$70. So I opened a third account and every fortnight, I transfer these "leftovers" into the third account. It has become a bit of a game now, I am more conscious of challenging myself to leave more money in each time. In just over 4 months, we now have $410 in the account. The potential is unlimited!  
Contributed by Sally