Your Cheapskates Club Newsletter 29:18
In this Newsletter
1. Cath's Corner
2. In the Tip Store -Motion Sensor Cuts Power Bill; How to get your Soup Starter Broth for Free; Re-Usable Oven Bag Ties
3. Share Your Tips - What's your best money saving tip for winter?
4. On the Menu - Slow Cooker Chicken Tacos
5. The $300 a Month Food Challenge - How much should I spend on groceries?
6. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
7. Last Week's Question - Ready for a Mortgage, how do I Calculate On goings?
8. This Week's Question - Is there a MOO for wet cat food?
9. Ask Cath
10. Join the Cheapskates Club
11. Frequently Asked Questions
12. Contact Details
1. Cath's Corner
Hello Cheapskaters,
Brrrrr but it's been cold here. And windy. With just a little rain (we could use more).
The fire hasn't gone out, and it's kept our home toasty warm. We were blessed with quite a lot of timber off-cuts a while back, and they have really helped to stretch the firewood. And this week we've had three sunny days. This is when our north facing loungeroom is at its best, on sunny winter days, warming up quickly.
It's lovely sitting in the loungeroom, in the sunshine, enjoying free heat. What's your favourite way to save money in winter?
Have a great week everyone.
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Motion Sensor Cuts Power Bill
When I have had tea and done all I want in the kitchen I turn the light off and I have a little motion light near the kettle as I always make a cuppa while watching tele and I have noticed a difference in my electricity bill, as I am not running a big light and not having to turn the light on again. It is a light that you can stick on a tile' mine is behind the kettle and switches on and off itself.
Contributed by Lynette Stewart
How to get your Soup Starter Broth for Free
Instead of throwing out the ends and left-over bits when you peel and sort your veggies for dinner, keep the peels and discards and pop them in a plastic bag in the freezer. Anything can go in there except for onion skins and dirty potato peelings.
Save all the peelings for the week and then when you have a couple of bags full, pop them into your slow cooker and cover them with plain water. Leave them to simmer over night or while you are at work. When you come back you will have amazing stock! This can also be frozen for later use (I freeze mine in empty plastic milk
cartons and just defrost them when they are needed.)
Contributed by Rhonda Hubert
Re-Usable Oven Bag Ties
Many people use oven bags to help keep their oven clean &/or to help retain moisture in food. If, like me, you have struggled with those stupid tear off strips that are then meant as the bag tie, only to find they usually always break! I noticed a new comer on the shelf that have a different sort of tie - Glad Oven Bags have an 'easy key-lock tie' (a blue plastic thingo). I bought a box with this newer style tie, used them & they were great! I found that I could remove the tie afterwards for re-use rather than cutting it off. When I finished the expensive box of oven bags, I went back to the Woolworths Select brand (much cheaper) & now re-use the 'expensive' tie on the cheap bags (forget the tear off strip!). I have re-used one tie many times now & it still hasn't broken - & I still have 3 unused ties left from that expensive brand box. (Coles also have their own brand oven bags).
Contributed by Natalie Barnett
There are currently more than 12,000 great tips in the Tip Store
3. Submit Your Tip
What's your best money saving tip for winter?
Share your favourite hint or tip that saves you money over winter and be in the running to win a one-year subscription to The Cheapskate Journal. We'll add it to the Tip Store too, so it will be there to inspire your fellow Cheapskaters.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
4. On the Menu
Slow Cooker Chicken Tacos
Ingredients:
415g can diced tomatoes
180g tomato paste
3 tbsp taco seasoning
500g chicken breast fillets
500g chicken thigh fillets
8 flour tortillas
Toppings:
salsa
grated cheese
sour cream
avocado
Method:
Whisk together the diced tomatoes with their juices and the tomato
paste in the base of the slow cooker. Stir in the taco seasoning.
Add the chicken to sauce and spoon the sauce over the top. Set the slow cooker on low and cook for 8 hours.
Slice and prepare avocado.
Once cooked, pull apart the chicken with 2 forks.
Scoop the chicken mixture into the tortillas.
Add toppings of cheese, sour cream and avocado.
This week we will be eating:
Sunday: Roast Lamb
Monday: Spicy baked chicken pieces, potato bake
Tuesday: Spaghetti Bolognese
Wednesday: Crockpot silverside, cabbage
Thursday: MOO Pizza
Friday: Mexican Meatballs
Saturday: Hamburgers, wedges
In the fruit bowl: mandarins, apples, bananas
There are over 1,6500 other great money saving meal ideas in the Recipe File.
5. The $300 a Month Food Challenge
How much should I spend on groceries?
The glib answer is how long is a piece of string.
The detailed answer requires a bit more space, and a little time and effort - on your part. It's your grocery budget and so you need to determine how much money should be put into it.
There is no hard and fast rule to calculate your grocery budget. Some people work on a percentage of income - ideally no more than 10%, or a dollar amount per person - $5 per person per day (a family of four would then be spending no more than $140 a week on food) or even a blanket amount of $100 a week, regardless of the size of the family.
The $300 a Month Food Challenge is based on a family of four and ideally monthly grocery shopping (it is so much easier to stick to your grocery budget if you stay out of the supermarket). This means for our family of five we should be spending $375 a month (we don't).
But it's all relative. We don't have any costly food allergies. We don't have any expensive dietary requirements. We grow some of our fruit and veg. I cook from scratch, with ingredients bought in bulk or on sale.
Here's how I stick to our grocery budget:
1. Meal plan. For the last three years I've worked off a yearly meal plan, so I always know what we're supposed to be eating and what ingredients will be needed. I share my meal plan each week in the newsletter. Sometimes it is shifted around, but we pretty much stick to it.
2. Bulk shopping. This includes my regular yearly shop to restock the pantry, a quarterly meat shop and fortnightly visits to the greengrocer.
3. Cooking from scratch. With a pantry full of basic ingredients, it is easy, cheaper and faster to prepare meals at home than to eat out, get something delivered or spend lots of money on "convenience" meals.
4. I always shop with a list. Even for the weekly milk and bread top-up I have a list. Prices are next to everything on my shopping list, so I know going in how much it's going to cost.
5. I stick to the list. Always. If it's not on the list, we don't buy it. If, when I get home I find I forgot something, it goes onto the list for next shopping day and I find a substitute.
6. No waste. Leftovers are planned and frozen. If perchance something is forgotten and starts to look a little sad it is either used that day, prepped and frozen or, in winter, added to the soup pot.
7. No single use ingredients. If I'm trying a new recipe and it requires an ingredient not normally in the pantry, I search for a substitute I have on hand. If we like the recipe and it's added to our regular rotation, then I may hunt for a cheaper option to that ingredient, but usually if the substitute has worked I stick with that.
What it all boils down to is you need to spend however much it takes to feed your family and keep them healthy and happy and full, without going into debt.
The $300 a Month Food Challenge
The Post that Started it All
6. Cheapskates Buzz
Most popular forum posts this week
Is Your Stockpile Enough?
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3747-300-a-Month-Food-Challenge-23-04-2018-is-your-stockpile-enough
Decluttering Tally Game 2018
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3692-Decluttering-Tally-Game-2018
Question: What are your financial goals?
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3693-Question-What-are-your-financial-goals
Most popular blog posts this week
Living Off Our Stockpile Part 1
https://www.debtfreecashedupandlaughing.com.au/2015/08/living-off-our-stockpile-part-1.html
A Quarterly Meat Shop
https://www.debtfreecashedupandlaughing.com.au/2013/08/a-quarterly-meat-shop.html
How I Write my Shopping List
https://www.debtfreecashedupandlaughing.com.au/2013/08/how-i-write-my-shopping-list_31.html
7. Last Week's Question
Last week's question was from Kate who wrote
"I'm currently living at home, but finally (after years of frugal living) ready to purchase my own home. I've done the legwork with the bank and know my borrowing power, but they don't account for the amount of money left over at the end of each week to live on. Whilst I meticulously track my income/spending currently, I'm now stuck in the awkward position of not knowing how much I should budget for things I've never had to pay for, like electricity, strata, water etc. Are there any hints or help in how to 'guesstimate' these expenses to figure out how much I'll have at the end of the day?"
Ginny Jankowski answered
I bought into a small unit complex last year.
I had previously been paying $10/week and $20/week respectively for gas and electricity (advance paying as the account number is available from connection) and have always been in credit with these utilities. The real estate agent was able to give me figures the previous year's council and water rates, and strata insurance and fees (if applicable). I added these together and then added a further 10% buffer to the total. For me, this worked out to be $66/week, so I save this amount into an ING savings account every week. Almost 12 months later, I can comfortably meet these commitments and I'm earning interest on my savings as well. Hope this helps and best wishes for life in your new home.
Wendy Rice answered
You can pay all your essentials by the month. Your power company can accept a small amount each month also. I used to pay an extra $5 off my monthly mortgage payments that saved me thousands over the years.
If you do find you are struggling with the mortgage, always keep in touch with the bank. They are happy to make a plan with you.
Michelle Webb answered
The properties contract of sale will have included the annual fixed costs like council rates, water rates, body corporate rates etc. Electricity, gas and water usage depends on how you live your life. Speak to your parents and ask them how much the family currently spends and divide that by the number of people in the house. Factor in that electricity will be higher due to appliances being on standby irrespective to usage.
Kate Crawford answered
Start by asking to see your parents bills for the year. Divide them by the number of paydays you have in 12 months and prepay that amount on your bills. If at the end of the year you are in credit, ring the companies and get a refund, then adjust what you pay per bill accordingly. When you are looking to buy a property, just ask the estate agent what the strata costs are, they must provide this information. For groceries and clothing, again you can ask your parents how much they spend per pay, and then divide that by the number of people that live in your household. It will give you a rough idea on how much you need to spend to maintain your current lifestyle...although you may find that you have to reduce or increase these figures slightly, as habits change once you no longer live at home, and can cook and shop to your own tastes. If your family doesn’t like to talk about finances, just ask your friends. Gas and electricity can vary depending on how much you are at home, how many appliances you run, and the insulation of the house and water pipes...I’m a single person who is at home most of the day in a 3br house, with reasonable insulation and 2 gas heaters, gas hot water, two fridges, a deep freeze, and a computer that runs virtually nonstop...but only have a maximum of two lights on at a time. My gas bill varies from $100-300 per quarter (3 months), and my electricity is about $230 per quarter. My water bill is about $460 every 6 months, but I water enough veggies and fruit trees for 7 people, plus my flowers. So, as you can see there are a lot of variables to take into consideration. The best thing to do is ask friends who live in a similar manner to how you want to live. Good luck moving out on your own.
8. This Week's Question
Meredith asks
I have four cats, and they will only eat ONE brand of wet cat food (which I bought for the older two, as one has bad kidneys) supplemented with some dry food. I'm looking for a good wet cat food recipe that I can make my own to avoid the cost and packaging of the sachets they currently like. I know with cats they need some extra supplements, so can anyone assist?
Do you have the answer?
If you can help Meredith, let us know. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize too.
Send your answer
9. Ask Cath
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
10. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
11. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
12. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
Contact Cheapskates
1. Cath's Corner
2. In the Tip Store -Motion Sensor Cuts Power Bill; How to get your Soup Starter Broth for Free; Re-Usable Oven Bag Ties
3. Share Your Tips - What's your best money saving tip for winter?
4. On the Menu - Slow Cooker Chicken Tacos
5. The $300 a Month Food Challenge - How much should I spend on groceries?
6. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
7. Last Week's Question - Ready for a Mortgage, how do I Calculate On goings?
8. This Week's Question - Is there a MOO for wet cat food?
9. Ask Cath
10. Join the Cheapskates Club
11. Frequently Asked Questions
12. Contact Details
1. Cath's Corner
Hello Cheapskaters,
Brrrrr but it's been cold here. And windy. With just a little rain (we could use more).
The fire hasn't gone out, and it's kept our home toasty warm. We were blessed with quite a lot of timber off-cuts a while back, and they have really helped to stretch the firewood. And this week we've had three sunny days. This is when our north facing loungeroom is at its best, on sunny winter days, warming up quickly.
It's lovely sitting in the loungeroom, in the sunshine, enjoying free heat. What's your favourite way to save money in winter?
Have a great week everyone.
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Motion Sensor Cuts Power Bill
When I have had tea and done all I want in the kitchen I turn the light off and I have a little motion light near the kettle as I always make a cuppa while watching tele and I have noticed a difference in my electricity bill, as I am not running a big light and not having to turn the light on again. It is a light that you can stick on a tile' mine is behind the kettle and switches on and off itself.
Contributed by Lynette Stewart
How to get your Soup Starter Broth for Free
Instead of throwing out the ends and left-over bits when you peel and sort your veggies for dinner, keep the peels and discards and pop them in a plastic bag in the freezer. Anything can go in there except for onion skins and dirty potato peelings.
Save all the peelings for the week and then when you have a couple of bags full, pop them into your slow cooker and cover them with plain water. Leave them to simmer over night or while you are at work. When you come back you will have amazing stock! This can also be frozen for later use (I freeze mine in empty plastic milk
cartons and just defrost them when they are needed.)
Contributed by Rhonda Hubert
Re-Usable Oven Bag Ties
Many people use oven bags to help keep their oven clean &/or to help retain moisture in food. If, like me, you have struggled with those stupid tear off strips that are then meant as the bag tie, only to find they usually always break! I noticed a new comer on the shelf that have a different sort of tie - Glad Oven Bags have an 'easy key-lock tie' (a blue plastic thingo). I bought a box with this newer style tie, used them & they were great! I found that I could remove the tie afterwards for re-use rather than cutting it off. When I finished the expensive box of oven bags, I went back to the Woolworths Select brand (much cheaper) & now re-use the 'expensive' tie on the cheap bags (forget the tear off strip!). I have re-used one tie many times now & it still hasn't broken - & I still have 3 unused ties left from that expensive brand box. (Coles also have their own brand oven bags).
Contributed by Natalie Barnett
There are currently more than 12,000 great tips in the Tip Store
3. Submit Your Tip
What's your best money saving tip for winter?
Share your favourite hint or tip that saves you money over winter and be in the running to win a one-year subscription to The Cheapskate Journal. We'll add it to the Tip Store too, so it will be there to inspire your fellow Cheapskaters.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
4. On the Menu
Slow Cooker Chicken Tacos
Ingredients:
415g can diced tomatoes
180g tomato paste
3 tbsp taco seasoning
500g chicken breast fillets
500g chicken thigh fillets
8 flour tortillas
Toppings:
salsa
grated cheese
sour cream
avocado
Method:
Whisk together the diced tomatoes with their juices and the tomato
paste in the base of the slow cooker. Stir in the taco seasoning.
Add the chicken to sauce and spoon the sauce over the top. Set the slow cooker on low and cook for 8 hours.
Slice and prepare avocado.
Once cooked, pull apart the chicken with 2 forks.
Scoop the chicken mixture into the tortillas.
Add toppings of cheese, sour cream and avocado.
This week we will be eating:
Sunday: Roast Lamb
Monday: Spicy baked chicken pieces, potato bake
Tuesday: Spaghetti Bolognese
Wednesday: Crockpot silverside, cabbage
Thursday: MOO Pizza
Friday: Mexican Meatballs
Saturday: Hamburgers, wedges
In the fruit bowl: mandarins, apples, bananas
There are over 1,6500 other great money saving meal ideas in the Recipe File.
5. The $300 a Month Food Challenge
How much should I spend on groceries?
The glib answer is how long is a piece of string.
The detailed answer requires a bit more space, and a little time and effort - on your part. It's your grocery budget and so you need to determine how much money should be put into it.
There is no hard and fast rule to calculate your grocery budget. Some people work on a percentage of income - ideally no more than 10%, or a dollar amount per person - $5 per person per day (a family of four would then be spending no more than $140 a week on food) or even a blanket amount of $100 a week, regardless of the size of the family.
The $300 a Month Food Challenge is based on a family of four and ideally monthly grocery shopping (it is so much easier to stick to your grocery budget if you stay out of the supermarket). This means for our family of five we should be spending $375 a month (we don't).
But it's all relative. We don't have any costly food allergies. We don't have any expensive dietary requirements. We grow some of our fruit and veg. I cook from scratch, with ingredients bought in bulk or on sale.
Here's how I stick to our grocery budget:
1. Meal plan. For the last three years I've worked off a yearly meal plan, so I always know what we're supposed to be eating and what ingredients will be needed. I share my meal plan each week in the newsletter. Sometimes it is shifted around, but we pretty much stick to it.
2. Bulk shopping. This includes my regular yearly shop to restock the pantry, a quarterly meat shop and fortnightly visits to the greengrocer.
3. Cooking from scratch. With a pantry full of basic ingredients, it is easy, cheaper and faster to prepare meals at home than to eat out, get something delivered or spend lots of money on "convenience" meals.
4. I always shop with a list. Even for the weekly milk and bread top-up I have a list. Prices are next to everything on my shopping list, so I know going in how much it's going to cost.
5. I stick to the list. Always. If it's not on the list, we don't buy it. If, when I get home I find I forgot something, it goes onto the list for next shopping day and I find a substitute.
6. No waste. Leftovers are planned and frozen. If perchance something is forgotten and starts to look a little sad it is either used that day, prepped and frozen or, in winter, added to the soup pot.
7. No single use ingredients. If I'm trying a new recipe and it requires an ingredient not normally in the pantry, I search for a substitute I have on hand. If we like the recipe and it's added to our regular rotation, then I may hunt for a cheaper option to that ingredient, but usually if the substitute has worked I stick with that.
What it all boils down to is you need to spend however much it takes to feed your family and keep them healthy and happy and full, without going into debt.
The $300 a Month Food Challenge
The Post that Started it All
6. Cheapskates Buzz
Most popular forum posts this week
Is Your Stockpile Enough?
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3747-300-a-Month-Food-Challenge-23-04-2018-is-your-stockpile-enough
Decluttering Tally Game 2018
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3692-Decluttering-Tally-Game-2018
Question: What are your financial goals?
http://www.cheapskatesclub.com.au/memberforum/showthread.php?3693-Question-What-are-your-financial-goals
Most popular blog posts this week
Living Off Our Stockpile Part 1
https://www.debtfreecashedupandlaughing.com.au/2015/08/living-off-our-stockpile-part-1.html
A Quarterly Meat Shop
https://www.debtfreecashedupandlaughing.com.au/2013/08/a-quarterly-meat-shop.html
How I Write my Shopping List
https://www.debtfreecashedupandlaughing.com.au/2013/08/how-i-write-my-shopping-list_31.html
7. Last Week's Question
Last week's question was from Kate who wrote
"I'm currently living at home, but finally (after years of frugal living) ready to purchase my own home. I've done the legwork with the bank and know my borrowing power, but they don't account for the amount of money left over at the end of each week to live on. Whilst I meticulously track my income/spending currently, I'm now stuck in the awkward position of not knowing how much I should budget for things I've never had to pay for, like electricity, strata, water etc. Are there any hints or help in how to 'guesstimate' these expenses to figure out how much I'll have at the end of the day?"
Ginny Jankowski answered
I bought into a small unit complex last year.
I had previously been paying $10/week and $20/week respectively for gas and electricity (advance paying as the account number is available from connection) and have always been in credit with these utilities. The real estate agent was able to give me figures the previous year's council and water rates, and strata insurance and fees (if applicable). I added these together and then added a further 10% buffer to the total. For me, this worked out to be $66/week, so I save this amount into an ING savings account every week. Almost 12 months later, I can comfortably meet these commitments and I'm earning interest on my savings as well. Hope this helps and best wishes for life in your new home.
Wendy Rice answered
You can pay all your essentials by the month. Your power company can accept a small amount each month also. I used to pay an extra $5 off my monthly mortgage payments that saved me thousands over the years.
If you do find you are struggling with the mortgage, always keep in touch with the bank. They are happy to make a plan with you.
Michelle Webb answered
The properties contract of sale will have included the annual fixed costs like council rates, water rates, body corporate rates etc. Electricity, gas and water usage depends on how you live your life. Speak to your parents and ask them how much the family currently spends and divide that by the number of people in the house. Factor in that electricity will be higher due to appliances being on standby irrespective to usage.
Kate Crawford answered
Start by asking to see your parents bills for the year. Divide them by the number of paydays you have in 12 months and prepay that amount on your bills. If at the end of the year you are in credit, ring the companies and get a refund, then adjust what you pay per bill accordingly. When you are looking to buy a property, just ask the estate agent what the strata costs are, they must provide this information. For groceries and clothing, again you can ask your parents how much they spend per pay, and then divide that by the number of people that live in your household. It will give you a rough idea on how much you need to spend to maintain your current lifestyle...although you may find that you have to reduce or increase these figures slightly, as habits change once you no longer live at home, and can cook and shop to your own tastes. If your family doesn’t like to talk about finances, just ask your friends. Gas and electricity can vary depending on how much you are at home, how many appliances you run, and the insulation of the house and water pipes...I’m a single person who is at home most of the day in a 3br house, with reasonable insulation and 2 gas heaters, gas hot water, two fridges, a deep freeze, and a computer that runs virtually nonstop...but only have a maximum of two lights on at a time. My gas bill varies from $100-300 per quarter (3 months), and my electricity is about $230 per quarter. My water bill is about $460 every 6 months, but I water enough veggies and fruit trees for 7 people, plus my flowers. So, as you can see there are a lot of variables to take into consideration. The best thing to do is ask friends who live in a similar manner to how you want to live. Good luck moving out on your own.
8. This Week's Question
Meredith asks
I have four cats, and they will only eat ONE brand of wet cat food (which I bought for the older two, as one has bad kidneys) supplemented with some dry food. I'm looking for a good wet cat food recipe that I can make my own to avoid the cost and packaging of the sachets they currently like. I know with cats they need some extra supplements, so can anyone assist?
Do you have the answer?
If you can help Meredith, let us know. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize too.
Send your answer
9. Ask Cath
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
10. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
11. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
12. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
Contact Cheapskates