Your Cheapskates Club Newsletter 44:12
In this Newsletter
1. Cath's Corner
2. In the Tip Store - Mash the Butter In, Preparing for Retirement, Recycle a Turntable into a Lazy Susan for Your Fridge
3. Cheapskate's Winning Tip - Something Special for the Kids
4. Submit Your Tip
5. On the Menu with Anne - Summer Breakfasts
6. Cheapskates Buzz - What are Cheapskaters talking about this week?
7. Last Weeks Question - Recipe needed for egg shampoo
8. This Weeks Question - What to do with Cake Off-cuts?
9. Subscription Information
10. Frequently Asked Questions
11. Contact Details
1. Cath's Corner
Hello Cheapskaters,
We have members all over the world, not just Australia. And it's our members in the USA and Vietnam that I'm thinking about right now. Those along the east coast of the USA and the coast of Vietnam are constantly on my mind, but those members in other places are also on my mind. I hope you are all safe and well, that you have survived the storms unscathed.
The weather events of this week have had me thinking. It's hard to imagine a city the size of New York can be completely devastated, with over 2.5 million people without power, water, heating, phone - and that's just in New York City. Over 6 million people in total have been left without modern amenities this week, and it could be days before they are restored.
I saw on the TV people madly emptying supermarket shelves and lining up for what food and water was left. I heard a comment on the radio "we're just two days away from anarchy" in response to a question about food and water supplies. Whether that's true or not I don't know. I've heard similar comments recently. What it does do is reinforce the necessity of a good stockpile of basic grocery items. I've been criticised and howled down over the years for encouraging stockpiling, but in times of emergency knowing you have enough food, toiletries, medicines and cleaning items to last a while can be very comforting. It can also be life-saving.
That emergency doesn't have to be a monster storm, such as the one the USA has just experienced. It could be an unexpected job loss. It could just be a day when Mum doesn't feel like cooking or even unexpected guests or one of our regular summer cyclones. Whatever the circumstance, having a stockpile can get you through. This is my list of the top 10 things to stockpile. This blog post will help you get started, if you haven't already: How to stock your pantry
This isn't meant to scare you or be all doom and gloom, I just wanted to share my ideas on stockpiling with you and show that stockpiles are really useful. Being prepared is a good thing, it relieves stress and in the long run saves you money. I love my stockpile, it's my security blanket if you like. It ensures I can feed the family for a long time without having to shop if I have to. And it means I have the flexibility when I do shop to choose the price I pay. My stockpile ensures I only ever buy on sale. And if a monster storm should happen to strike here, we won't need to worry about food or water.
I have some housekeeping news this week. I will be away from tomorrow, 2nd November, until Tuesday 13th. I will be out of phone range, but will be checking emails every day. If you need anything please email, that way I will eventually be able to get back to you. If you phone chances are I won't even get the message, and I definitely won't get the call.
From today, until 8pm Friday 21st December 2012, new Platinum gift memberships are just $22 each! At that price you can afford to give them to everyone on your gift list, including yourself if you're not already a Platinum member. You can click here to get all the details and place your orders.
Have a great week everyone and
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Mash the Butter In
One great tip I learnt a long time ago. When a recipe calls for rubbing butter into flour, instead of standing at the bench doing this with my fingertips, I use a potato masher to combine the butter into the flour. It works a treat - try it.
Contributed by Mary Campbell
Preparing for Retirement
My husband is retired but only on part pension as I still work. I would like to retire too in the next 12 months. I decided to put 2 days pay into a separate bank account, to gauge how we would cope on a pension. So far so good and we will have funds for our next holiday in no time.
Contributed by Margaret Bird
Recycle a Turntable into a Lazy Susan for Your Fridge
I recently had my microwave go bung and was unable to repair it, so had to replace it. The tip is to take out the turntable/ toughened glass plate and the circular roller it runs on and put it to use on a shelf in your fridge. I found it helpful to store all those little jars of olives, condiments, jams, pickles etc. which get shoved to the back of the shelf, sometimes never seen again until discovered much too late and have to be chucked out. You just turn it like a lazy Susan and you can see your selection of sauces you nearly forgot you had. Happy Cheapskating....love it!
Contributed by Carol Barbero
There are currently more than 12,000 great tips in the Tip Store
3. Cheapskates Winning Tip
This week's winning tip is from Kathy Brodin. Kathy has won a one year Platinum Cheapskates Club membership valued at $29.20 for submitting her winning tip.
Something Special for the Kids
I have five children aged from 13 years to 10 weeks old and I had a thought that for something special for each when they turn 18 I would collect coins that were minted in the year that they were born in a money box and give it to them on their birthday. As we all get coins at some stage of our shopping it’s easy to go through them to find the relevant years. You can buy big money boxes or tins from the $2 shops. Remember to write names one each money box so you know whose is whose. I know I have a lot of years ahead of me but it will be a nice surprise on their 18th birthday. You never know they may carry on the tradition with their own children, or even carry on saving the coins of their year of birth themselves.
Congratulations Kathy, I hope you enjoy your Cheapskates Club membership.
4. Submit Your Tip
The Cheapskate's Club website is over 3,000 pages of money saving hints, tips and ideas. Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club. We publish a Winning Tip each Thursday, so enter your great money, time or energy saving idea now.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
5. On the Menu with Anne
Summer Breakfasts
This week the mornings have been warm. Well warmer anyway, which means we have all gone off porridge for breakfast. I like to start the day with a good breakfast and I like to make sure my family starts the same way.
Because we are all in a hurry in the mornings, breakfast has to be quick and easy . It also has to be jam packed full of nutrition, just don't tell my boys! I get round those obstacles by making muesli. We like it toasted, it doesn't have to be.
Toasted Muesli
Ingredients:
6 tablespoons coconut oil (or butter), melted
2 cups rolled oats (not quick oats)
2 cups shredded coconut
2 tablespoons chia seeds
1 teaspoon cinnamon
2 cups nuts - almonds, cashews, pecans, walnuts, roughly chopped
1/2 cup pepitas
1 cup sultanas
1/2 cup dried apricots, diced
1/2 cup dried mango, diced
1/2 cup pure maple syrup
Method:
Preheat oven to 120 degrees Celsius. Mix all ingredients in a bowl, spread evenly on baking paper on a biscuit sheet and bake for about 15-20 minutes, until golden, turning after 10 minutes. When golden remove and cool immediately to get it crispy. The darker the muesli is the crunchier it will be. If you like a very crunchy muesli leave it for 23 - 25 minutes.
I like this with just a little milk and some yoghurt and some berries if I have them. The boys eat it with milk or by the handful as a snack.
You can get coconut oil at the health food shop. It is a good oil, and adds a lovely flavour to the muesli.
This week we will be eating:
Friday:
Breakfast: Muesli
Lunch: Salad sandwiches
Dinner: Sausage dogs (sausages, balsamic onions, grated cheese & bbq sauce in a hot dog roll)
Saturday
Breakfast: Bacon and eggs on toast
Lunch: Salad rolls
Dinner: Pita pizza & salad
Sunday
Breakfast: Toasted crumpets with cheese and tomato
Lunch: Toasted sandwiches
Dinner: Roast chicken, baked veggies
Monday
Breakfast: Muesli
Lunch: Chicken and salad sandwiches
Dinner: Roast beef, baked potatoes, peas, silverbeet, corn cobs, sweet potato and gravy
Tuesday
Breakfast: Muesli
Lunch: Salad sandwiches
Dinner: Spaghetti bolognese
Wednesday
Breakfast: Muesli
Lunch: Salad sandwiches
Dinner: Grilled steak and salad
Thursday
Breakfast: Muesli
Lunch: Egg and lettuce sandwiches
Dinner: Meatloaf, steamed potato, beans, carrots, tomato gravy
In the fruit bowl we have bananas, apples, oranges, mandarins and kiwis.
Snacks: Chocolate cupcakes, ANZACs, lemon coconut slice
There are over 1,500 other great money saving meal ideas in the Recipe File.
6. Cheapskates Buzz
Most popular forum posts this week
Starting Again
http://www.cheapskatesclub.com.au/memberforum/showthread.php?1655-Starting-Again
What's the Difference
http://www.cheapskatesclub.com.au/memberforum/showthread.php?1652-What-s-the-difference
Where to get Borax
http://www.cheapskatesclub.com.au/memberforum/showthread.php?112-Where-to-get-borax
Most popular blog posts this week
Simple Christmas Baubles
http://www.debtfreecashedupandlaughing.com.au/2012/10/simple-christmas-baubles.html
Cleaning Out the Margarine Container
http://www.debtfreecashedupandlaughing.com.au/2010/02/cleaning-out-margarine-container.html
Throw a Christmas Party on a Shoestring
http://www.debtfreecashedupandlaughing.com.au/2012/10/throw-christmas-party-on-shoestring.html
7. Last Week's Question
Last week's question was from MT, who had lots of eggs and wanted to make shampoo, or find other ways to use them up.
Shirley Sprenger answered
Egg Shampoo:
30ml olive oil
1 egg
1 tablespoon lemon juice
1 teaspoon apple cider vinegar
Mix in a blender and use instead of shampoo. Unfortunately, it only keeps for 24-48 hours in the fridge. Like yourself, I have chickens and am yet to stumble across a recipe that keeps for any amount on time. It does take about 2 weeks to get used to how this feels, as it lacks silicones etc. that you will find in normal shampoo. By that time, your hair may be starting to produce sebum in its normal form, and your hair will feel soft and manageable. It is a much safer and healthier alternative.
Susan Czermak answered
Lemon curd is delicious and it does not go off. It needs butter, sugar and lemon juice and lemon zest to make as well as eggs.
Editors Note: Click here for a delicious, simple and frugal Lemon Butter recipe. Cath.
Naomi Fantuz answered
Crack and freeze them....split them up in to batches...6 eggs or 4 eggs depending on what you use more of, then write on the container. When you need them for cooking you have them on hand. You can even go as far as separating the into whites and yolks.
Editors Note: Click here to find out how to successfully freeze eggs. Cath
Livelovejoy answered
Exchange them with a friend or neighbour for something you don't have readily (something from their garden perhaps). Everyone loves fresh eggs!
Emma Deans answered
If I had extra eggs I would make lots of lasagne sheets and freeze them, then any time you want fresh pasta you take the sheets out, let them de-frost and slice into fettuccine, make into ravioli or almost any other pasta you like. But then again, there's an old pound cake recipe I have that has about 10 eggs in it, if I had extra eggs.apest and has nothing nasty in it.
Joanna Harper answered
For waterproof eye makeup remover, I moved to Johnson’s baby oil. It does not sting your eyes and leaves your lashes soft and pliable – mine have stopped falling out. It really does remove all your waterproof mascara! You will also need to purchase some cotton face wipes – which you can buy for about $1 for 50.l
For a cheap toner, get a $2 spray bottle and fill it with Witch Hazel (bought from any chemist for about $5) which is an astringent. You can put it in the fridge in summer for a cool spritz, you can even add a couple of drops of rose water.
For an exfoliate I use a salt (finer than sugar) and olive oil mix. You can make it as fine or as heavy as you require. Once again you can use it as is or add a bit of essential oil for fragrance.
If you want a homemade moisturiser go to website “naturalandhealthyliving” you can find a variety of moisturisers to make at home, depending on your skin type.
The simplest seems to be:
• ½ cup coconut oil – anti ageing, anti-fungal, anti-bacterial and can be purchased from supermarkets.
• 12 drops of Lavender Oil – Relaxing, antioxidant, helps skin with free radicals
• 1 teaspoon of Vitamin E liquid – or pierce a couple of vitamin E capsules – Helps with scarring, helps hold solution together.
Melt coconut oil in microwave or over a pot of boiling water, add Vitamin E and then lavender, beating with stick blender as it cools down.
8. This Week's Question
Katie writes
I have a small cake decorating business and end up with a lot of cake 'off cuts' I am after some versatile recipes that can make use of the off cuts as there are only so many strangely shaped pieces of cake I can put in my daughters lunch box!
Do you have the answer?
If you have a suggestion or idea for Katie let us know. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize too.
Send your answer
9. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
10. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
Read our privacy policy
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
11. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
PO Box 5077 Studfield Vic 3152
www.cheapskatesclub.net
1. Cath's Corner
2. In the Tip Store - Mash the Butter In, Preparing for Retirement, Recycle a Turntable into a Lazy Susan for Your Fridge
3. Cheapskate's Winning Tip - Something Special for the Kids
4. Submit Your Tip
5. On the Menu with Anne - Summer Breakfasts
6. Cheapskates Buzz - What are Cheapskaters talking about this week?
7. Last Weeks Question - Recipe needed for egg shampoo
8. This Weeks Question - What to do with Cake Off-cuts?
9. Subscription Information
10. Frequently Asked Questions
11. Contact Details
1. Cath's Corner
Hello Cheapskaters,
We have members all over the world, not just Australia. And it's our members in the USA and Vietnam that I'm thinking about right now. Those along the east coast of the USA and the coast of Vietnam are constantly on my mind, but those members in other places are also on my mind. I hope you are all safe and well, that you have survived the storms unscathed.
The weather events of this week have had me thinking. It's hard to imagine a city the size of New York can be completely devastated, with over 2.5 million people without power, water, heating, phone - and that's just in New York City. Over 6 million people in total have been left without modern amenities this week, and it could be days before they are restored.
I saw on the TV people madly emptying supermarket shelves and lining up for what food and water was left. I heard a comment on the radio "we're just two days away from anarchy" in response to a question about food and water supplies. Whether that's true or not I don't know. I've heard similar comments recently. What it does do is reinforce the necessity of a good stockpile of basic grocery items. I've been criticised and howled down over the years for encouraging stockpiling, but in times of emergency knowing you have enough food, toiletries, medicines and cleaning items to last a while can be very comforting. It can also be life-saving.
That emergency doesn't have to be a monster storm, such as the one the USA has just experienced. It could be an unexpected job loss. It could just be a day when Mum doesn't feel like cooking or even unexpected guests or one of our regular summer cyclones. Whatever the circumstance, having a stockpile can get you through. This is my list of the top 10 things to stockpile. This blog post will help you get started, if you haven't already: How to stock your pantry
This isn't meant to scare you or be all doom and gloom, I just wanted to share my ideas on stockpiling with you and show that stockpiles are really useful. Being prepared is a good thing, it relieves stress and in the long run saves you money. I love my stockpile, it's my security blanket if you like. It ensures I can feed the family for a long time without having to shop if I have to. And it means I have the flexibility when I do shop to choose the price I pay. My stockpile ensures I only ever buy on sale. And if a monster storm should happen to strike here, we won't need to worry about food or water.
I have some housekeeping news this week. I will be away from tomorrow, 2nd November, until Tuesday 13th. I will be out of phone range, but will be checking emails every day. If you need anything please email, that way I will eventually be able to get back to you. If you phone chances are I won't even get the message, and I definitely won't get the call.
From today, until 8pm Friday 21st December 2012, new Platinum gift memberships are just $22 each! At that price you can afford to give them to everyone on your gift list, including yourself if you're not already a Platinum member. You can click here to get all the details and place your orders.
Have a great week everyone and
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Mash the Butter In
One great tip I learnt a long time ago. When a recipe calls for rubbing butter into flour, instead of standing at the bench doing this with my fingertips, I use a potato masher to combine the butter into the flour. It works a treat - try it.
Contributed by Mary Campbell
Preparing for Retirement
My husband is retired but only on part pension as I still work. I would like to retire too in the next 12 months. I decided to put 2 days pay into a separate bank account, to gauge how we would cope on a pension. So far so good and we will have funds for our next holiday in no time.
Contributed by Margaret Bird
Recycle a Turntable into a Lazy Susan for Your Fridge
I recently had my microwave go bung and was unable to repair it, so had to replace it. The tip is to take out the turntable/ toughened glass plate and the circular roller it runs on and put it to use on a shelf in your fridge. I found it helpful to store all those little jars of olives, condiments, jams, pickles etc. which get shoved to the back of the shelf, sometimes never seen again until discovered much too late and have to be chucked out. You just turn it like a lazy Susan and you can see your selection of sauces you nearly forgot you had. Happy Cheapskating....love it!
Contributed by Carol Barbero
There are currently more than 12,000 great tips in the Tip Store
3. Cheapskates Winning Tip
This week's winning tip is from Kathy Brodin. Kathy has won a one year Platinum Cheapskates Club membership valued at $29.20 for submitting her winning tip.
Something Special for the Kids
I have five children aged from 13 years to 10 weeks old and I had a thought that for something special for each when they turn 18 I would collect coins that were minted in the year that they were born in a money box and give it to them on their birthday. As we all get coins at some stage of our shopping it’s easy to go through them to find the relevant years. You can buy big money boxes or tins from the $2 shops. Remember to write names one each money box so you know whose is whose. I know I have a lot of years ahead of me but it will be a nice surprise on their 18th birthday. You never know they may carry on the tradition with their own children, or even carry on saving the coins of their year of birth themselves.
Congratulations Kathy, I hope you enjoy your Cheapskates Club membership.
4. Submit Your Tip
The Cheapskate's Club website is over 3,000 pages of money saving hints, tips and ideas. Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club. We publish a Winning Tip each Thursday, so enter your great money, time or energy saving idea now.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
5. On the Menu with Anne
Summer Breakfasts
This week the mornings have been warm. Well warmer anyway, which means we have all gone off porridge for breakfast. I like to start the day with a good breakfast and I like to make sure my family starts the same way.
Because we are all in a hurry in the mornings, breakfast has to be quick and easy . It also has to be jam packed full of nutrition, just don't tell my boys! I get round those obstacles by making muesli. We like it toasted, it doesn't have to be.
Toasted Muesli
Ingredients:
6 tablespoons coconut oil (or butter), melted
2 cups rolled oats (not quick oats)
2 cups shredded coconut
2 tablespoons chia seeds
1 teaspoon cinnamon
2 cups nuts - almonds, cashews, pecans, walnuts, roughly chopped
1/2 cup pepitas
1 cup sultanas
1/2 cup dried apricots, diced
1/2 cup dried mango, diced
1/2 cup pure maple syrup
Method:
Preheat oven to 120 degrees Celsius. Mix all ingredients in a bowl, spread evenly on baking paper on a biscuit sheet and bake for about 15-20 minutes, until golden, turning after 10 minutes. When golden remove and cool immediately to get it crispy. The darker the muesli is the crunchier it will be. If you like a very crunchy muesli leave it for 23 - 25 minutes.
I like this with just a little milk and some yoghurt and some berries if I have them. The boys eat it with milk or by the handful as a snack.
You can get coconut oil at the health food shop. It is a good oil, and adds a lovely flavour to the muesli.
This week we will be eating:
Friday:
Breakfast: Muesli
Lunch: Salad sandwiches
Dinner: Sausage dogs (sausages, balsamic onions, grated cheese & bbq sauce in a hot dog roll)
Saturday
Breakfast: Bacon and eggs on toast
Lunch: Salad rolls
Dinner: Pita pizza & salad
Sunday
Breakfast: Toasted crumpets with cheese and tomato
Lunch: Toasted sandwiches
Dinner: Roast chicken, baked veggies
Monday
Breakfast: Muesli
Lunch: Chicken and salad sandwiches
Dinner: Roast beef, baked potatoes, peas, silverbeet, corn cobs, sweet potato and gravy
Tuesday
Breakfast: Muesli
Lunch: Salad sandwiches
Dinner: Spaghetti bolognese
Wednesday
Breakfast: Muesli
Lunch: Salad sandwiches
Dinner: Grilled steak and salad
Thursday
Breakfast: Muesli
Lunch: Egg and lettuce sandwiches
Dinner: Meatloaf, steamed potato, beans, carrots, tomato gravy
In the fruit bowl we have bananas, apples, oranges, mandarins and kiwis.
Snacks: Chocolate cupcakes, ANZACs, lemon coconut slice
There are over 1,500 other great money saving meal ideas in the Recipe File.
6. Cheapskates Buzz
Most popular forum posts this week
Starting Again
http://www.cheapskatesclub.com.au/memberforum/showthread.php?1655-Starting-Again
What's the Difference
http://www.cheapskatesclub.com.au/memberforum/showthread.php?1652-What-s-the-difference
Where to get Borax
http://www.cheapskatesclub.com.au/memberforum/showthread.php?112-Where-to-get-borax
Most popular blog posts this week
Simple Christmas Baubles
http://www.debtfreecashedupandlaughing.com.au/2012/10/simple-christmas-baubles.html
Cleaning Out the Margarine Container
http://www.debtfreecashedupandlaughing.com.au/2010/02/cleaning-out-margarine-container.html
Throw a Christmas Party on a Shoestring
http://www.debtfreecashedupandlaughing.com.au/2012/10/throw-christmas-party-on-shoestring.html
7. Last Week's Question
Last week's question was from MT, who had lots of eggs and wanted to make shampoo, or find other ways to use them up.
Shirley Sprenger answered
Egg Shampoo:
30ml olive oil
1 egg
1 tablespoon lemon juice
1 teaspoon apple cider vinegar
Mix in a blender and use instead of shampoo. Unfortunately, it only keeps for 24-48 hours in the fridge. Like yourself, I have chickens and am yet to stumble across a recipe that keeps for any amount on time. It does take about 2 weeks to get used to how this feels, as it lacks silicones etc. that you will find in normal shampoo. By that time, your hair may be starting to produce sebum in its normal form, and your hair will feel soft and manageable. It is a much safer and healthier alternative.
Susan Czermak answered
Lemon curd is delicious and it does not go off. It needs butter, sugar and lemon juice and lemon zest to make as well as eggs.
Editors Note: Click here for a delicious, simple and frugal Lemon Butter recipe. Cath.
Naomi Fantuz answered
Crack and freeze them....split them up in to batches...6 eggs or 4 eggs depending on what you use more of, then write on the container. When you need them for cooking you have them on hand. You can even go as far as separating the into whites and yolks.
Editors Note: Click here to find out how to successfully freeze eggs. Cath
Livelovejoy answered
Exchange them with a friend or neighbour for something you don't have readily (something from their garden perhaps). Everyone loves fresh eggs!
Emma Deans answered
If I had extra eggs I would make lots of lasagne sheets and freeze them, then any time you want fresh pasta you take the sheets out, let them de-frost and slice into fettuccine, make into ravioli or almost any other pasta you like. But then again, there's an old pound cake recipe I have that has about 10 eggs in it, if I had extra eggs.apest and has nothing nasty in it.
Joanna Harper answered
For waterproof eye makeup remover, I moved to Johnson’s baby oil. It does not sting your eyes and leaves your lashes soft and pliable – mine have stopped falling out. It really does remove all your waterproof mascara! You will also need to purchase some cotton face wipes – which you can buy for about $1 for 50.l
For a cheap toner, get a $2 spray bottle and fill it with Witch Hazel (bought from any chemist for about $5) which is an astringent. You can put it in the fridge in summer for a cool spritz, you can even add a couple of drops of rose water.
For an exfoliate I use a salt (finer than sugar) and olive oil mix. You can make it as fine or as heavy as you require. Once again you can use it as is or add a bit of essential oil for fragrance.
If you want a homemade moisturiser go to website “naturalandhealthyliving” you can find a variety of moisturisers to make at home, depending on your skin type.
The simplest seems to be:
• ½ cup coconut oil – anti ageing, anti-fungal, anti-bacterial and can be purchased from supermarkets.
• 12 drops of Lavender Oil – Relaxing, antioxidant, helps skin with free radicals
• 1 teaspoon of Vitamin E liquid – or pierce a couple of vitamin E capsules – Helps with scarring, helps hold solution together.
Melt coconut oil in microwave or over a pot of boiling water, add Vitamin E and then lavender, beating with stick blender as it cools down.
8. This Week's Question
Katie writes
I have a small cake decorating business and end up with a lot of cake 'off cuts' I am after some versatile recipes that can make use of the off cuts as there are only so many strangely shaped pieces of cake I can put in my daughters lunch box!
Do you have the answer?
If you have a suggestion or idea for Katie let us know. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize too.
Send your answer
9. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
10. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
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11. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
PO Box 5077 Studfield Vic 3152
www.cheapskatesclub.net