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Spread Out Your Back-to-School Purchases - Thursday 1st January 2015

I have four kids going back to school. Over the Christmas holidays, I try to buy things I know they will need—pencils, glue, rulers, paper, binders etc. each time I go shopping. By picking up a few items here and there, I'm not dropping a lot of cash all at once.
Contributed by Sheryl Cooper
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