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The No Cash Way of Controlling Spending

​Lots of us can't seem to keep track of our spending unless we have actual cash, because the bank account or credit card seems bottomless when you keep whipping out your plastic card at every store. But some of us don't like carrying cash.

I've discovered a new budgeting method that helps with this problem, and earns you frequent flyer points as well. And it's FREE to use!

Join Virgin's Velocity Frequent Flyer program and take up their offer of a pre-paid Visa card. You load it up with whatever funds you want, just via internet banking or Bpay, so you can control how much goes on the card, and when it's gone, it's gone, you have to top up again (like cash).

Added bonus, every $2 you spend in Australia (and $1 overseas) gets you one frequent flyer point. If you're using it for all your shopping and fuel, it will add up quickly and you might find yourself with a free flight!

Just be careful of credit card surcharges - don't use it at Aldi (or a lot of other places).
Contributed by Robyn Thomas
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  • Home
  • Member Hub
    • Getting Started
    • Back to School
    • Cheapskates Club Insider
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • 31 Days of MOO Index
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD
  • Blog