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The No Cash Way of Controlling Spending

​Lots of us can't seem to keep track of our spending unless we have actual cash, because the bank account or credit card seems bottomless when you keep whipping out your plastic card at every store. But some of us don't like carrying cash.

I've discovered a new budgeting method that helps with this problem, and earns you frequent flyer points as well. And it's FREE to use!

Join Virgin's Velocity Frequent Flyer program and take up their offer of a pre-paid Visa card. You load it up with whatever funds you want, just via internet banking or Bpay, so you can control how much goes on the card, and when it's gone, it's gone, you have to top up again (like cash).

Added bonus, every $2 you spend in Australia (and $1 overseas) gets you one frequent flyer point. If you're using it for all your shopping and fuel, it will add up quickly and you might find yourself with a free flight!

Just be careful of credit card surcharges - don't use it at Aldi (or a lot of other places).
Contributed by Robyn Thomas
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  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
    • Gift Memberships
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Handmade Christmas Central >
      • Handmade Christmas 2025 is about to start
    • 31 Days of MOO Index
    • Articles
    • Back to Basics >
      • Back to Basics
      • Back to Basics Index
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
  • SAVING REVOLUTION
    • 2025 Saving Revolution Index
    • Saving Revolution Resources
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2025
  • Saving Money
    • Bill Paying System
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files