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​Things are Getting Exciting Now

Hi Cath,

I just wanted to say a big thank you.  I have been a follower of the Cheapskates website for 3 years now.  I've read 'Debt Free Cashed Up and Laughing' and ever since have tried to be efficient with everything I do: food shopping, rotating my pantry and knowing my fridge/freezer stock, clustering car trips, finding the shortest routes, etc.  

You see I was $42,000 in debt, and completely overwhelmed with how to tackle it. In four weeks time I will be debt free, paying the deposit for my first house and have I've been on a Europe Tour too!  I reduced my budget and prioritised the debts, and started snowballing them.  

Last year was the hardest year ever, my marriage broke down at the end of 2011 due to unrelated issues, and I was left at that stage with $29,000 debt all in my name and the prospect of no help whatsoever from my ex-husband.  

I had to cut my budget back even further and I balance transferred the remaining balance  to a card at a 1.9% interest rate.  

At least I know I can handle a mortgage because I have been paying my debt off at mortgage size payments for the last year plus renting and paying for all my other expenses on my own.  

Things are getting exciting now.  I'm building my new house, so instead of another hard year I've got so much to look forward to and be excited about!

Thanks again,

Kris

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  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
    • Gift Memberships
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Handmade Christmas Central >
      • Handmade Christmas 2025 is about to start
    • 31 Days of MOO Index
    • Articles
    • Back to Basics >
      • Back to Basics
      • Back to Basics Index
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
  • SAVING REVOLUTION
    • 2025 Saving Revolution Index
    • Saving Revolution Resources
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2025
  • Saving Money
    • Bill Paying System
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files