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​We Thought We Were Living the Dream, Now We Know We Are

​I'm sure you get a pile of emails regularly, but I need to share my story briefly. 

I bought your book Debt Free, Cashed Up and Laughing a few years ago, and I have visited this site more than once.

Three years ago, my family was living "The Dream" - we had a huge house, lots of bills for things like Foxtel etc., a brand new top of the range SUV, private educations for our children - we both worked hard to give all these things to our family. Then one day it hit us. In twenty years' time, we will STILL be working just as hard to have just as much.

I bought your book and read a few others on "affluenza" and began to rethink our lives and the debt that drove them. Slowly we began to sort, cull, reduce and reclaim our lives and freedom from our "stuff" and learnt to make a dollar go much, much further than we ever dreamed.

Eventually, we have sold or given away EVERYTHING. We bought a caravan and redecorated it ourselves on a shoestring. We sole our SUV and bought a tow car that is better on fuel. We are spending the next year travelling Australia with the bare minimum, getting to know ourselves and our kids, learning how to LIVE, not how to just spend, spend, spend. We have $0 debt now, we own our "home" and we have everything we need, right with us. It was drastic and we are still learning as we go, but the release and freedom we feel is amazing!

The reason I am contacting you, is because it all began with your book. If I hadn't started to rethink our lives, we would have still been on that spinning wheel, day in day out, trying to make ends meet. Your book made us strip right back to bare basics and to rebuild our lives with as little "stuff" as we can. 

Eventually, we do plan to resettle, but the goal is to be able to buy our home with cash and for each of us to work to live, not live to work.

I guess I just wanted to say "thanks" for your book, for starting our amazing journey :-)

Nicole Lincoln
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  • Home
  • Member Hub
    • Getting Started
    • Back to School
    • Cheapskates Club Insider
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • 31 Days of MOO Index
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD