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Welcome to 2024
Welcome to 2024!
Remember back to January 2023, when 2024 was a whole year away? Resolutions were made, goals were set, challenges planned.
Remember back to January 2023, when 2024 was a whole year away? Resolutions were made, goals were set, challenges planned.
"A year from now, you may wish you had started today."
Anonymous
You were going to pay down the mortgage, pay off the credit card, build that emergency fund, pay cash for that holiday, own your Christmas, trim the grocery budget, spend less than you earned, lose weight, eat better, read more books, spend more time as family? All great resolutions, made in the emotion of New Year's Eve, and mostly all promptly forgotten.
Interestingly enough, according to a quirkology.com study done a few years ago, only 12% of the participants achieved their New Year's Resolution goals, even though 52% were confident at the outset of the study that they would do so.
I'm not sure those figures have changed all that much, and that doesn't bode well for us and our resolutions, does it?
I think New Year's Resolutions get a bum rap because they come with such a big, shiny label. People make and break resolutions every day. They say they'll bank ten per cent of their pay every week. They say they'll stop using their credit cards. They say they'll stop spontaneous spending. They say they'll become a Cheapskate extraordinaire. Guess what? Most of those people stick to their resolutions, no matter which day they made they made them.
The thing is, you've really got to be dedicated to your goal or resolution. You need support, a plan and you've got to get back on track when you fall off. As a member of the Cheapskates Club you're already well on the way to keeping your New Year’s resolutions with the support of the Cheapskates Club and your fellow Cheapskaters. You'll find inspiration in the Article Archive and Tip Store and encouragement and support in the Forum. You'll get organized with the Printables and find every day it gets easier and easier to live the Cheapskates way if you take just one day at a time.
In 2024 try putting a focus on living the Cheapskates way. No pressure to be totally debt free, have an emergency fund equal to 12 months’ pay, or a fully funded Peace of Mind account by 31st December 2024. Maybe fewer ice cream treats and more cooking from scratch at home or not quite so many brand names in the trolley and a few more generic groceries. You know, stuff you can incorporate into your everyday life.
If you're making a resolution, good for you. If you're not, why not make a goal to simply be in a better financial position this time next year? Because I'd hate for you to get to another New Year and regret not starting your journey to living life debt free, cashed up and laughing today.
Have a very happy, safe and prosperous 2024 everyone,
Interestingly enough, according to a quirkology.com study done a few years ago, only 12% of the participants achieved their New Year's Resolution goals, even though 52% were confident at the outset of the study that they would do so.
I'm not sure those figures have changed all that much, and that doesn't bode well for us and our resolutions, does it?
I think New Year's Resolutions get a bum rap because they come with such a big, shiny label. People make and break resolutions every day. They say they'll bank ten per cent of their pay every week. They say they'll stop using their credit cards. They say they'll stop spontaneous spending. They say they'll become a Cheapskate extraordinaire. Guess what? Most of those people stick to their resolutions, no matter which day they made they made them.
The thing is, you've really got to be dedicated to your goal or resolution. You need support, a plan and you've got to get back on track when you fall off. As a member of the Cheapskates Club you're already well on the way to keeping your New Year’s resolutions with the support of the Cheapskates Club and your fellow Cheapskaters. You'll find inspiration in the Article Archive and Tip Store and encouragement and support in the Forum. You'll get organized with the Printables and find every day it gets easier and easier to live the Cheapskates way if you take just one day at a time.
In 2024 try putting a focus on living the Cheapskates way. No pressure to be totally debt free, have an emergency fund equal to 12 months’ pay, or a fully funded Peace of Mind account by 31st December 2024. Maybe fewer ice cream treats and more cooking from scratch at home or not quite so many brand names in the trolley and a few more generic groceries. You know, stuff you can incorporate into your everyday life.
If you're making a resolution, good for you. If you're not, why not make a goal to simply be in a better financial position this time next year? Because I'd hate for you to get to another New Year and regret not starting your journey to living life debt free, cashed up and laughing today.
Have a very happy, safe and prosperous 2024 everyone,