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Are You A Champion Cheapskate? - September 2019

​Take this quick test and find out.

1. Do you take advantage of freebies: samples, web sites, portals, e-mail software, online trading and pricing services, frequent flyer miles, rebates, etc.?

2. Are you leveraging your buying power with others and pooling your money in co-ops and buying groups?

3. When is the last time you searched cupboards, attics (we store stuff in the ceiling and call it the 'attic'), sheds, drawers and cabinets for hidden treasures and long forgotten essentials?

4. Would you rather spend money (buy)? OR is "Repair, Restore, Reuse, Reduce and Recycle" your family motto?

5. Do you volunteer, teste-tast, test drive, answer surveys, etc.?

6. Are you careful about the personal information you reveal and to whom you reveal it?

7. Do you examine and read everything carefully, first (especially the fine print!)? Or are you a frequent victim that's scammed and slammed?

8. How well do you know your Consumer Rights? Really?

9. Do you pay with credit card, cash or Eftpos? Why?

10. You learn the store refund and return policies before you buy, don't you?

11. Do you investigate companies, products and services before you purchase?

12. Do you ask friends, family and associates for product and service referrals and recommendations?

13. Are you selling or donating unwanted items instead of throwing them away?

14. You trust advertising and salespeople, don't you?

15. Do you get all claims, warranties and guarantees in writing? And then file them so you can find them when you need them?

16. Do you shop in the right places (online, warehouses, buyers' clubs, discount stores, mail order, etc.)?

17. Are you getting discounts, negotiating and comparison shopping?

18. Do you know when to shop (sales, specials, seasons, etc.)?

19. You know what sellers pay (dealer cost) and their typical mark ups, don't you?

20. If you feel you were wronged, ripped off or taken advantage of do you complain?
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  • Home
  • Member Hub
    • Getting Started
    • 31 Days of MOO Hub >
      • MOO Month 2026 Learn to Make Your Own and Save
      • How to Learn to MOO
      • 2026 Daily MOOs
      • 31 Days of MOO Forum
      • 31 Days of MOO Index
    • SUPER SHOPPER 2026 >
      • Super Shopper 300 a Month Challenge
      • Weekly Challenges
    • No Spending Month
    • Handmade Christmas Hub >
      • Make It Monday
    • Articles
    • How to Build Your Stockpile >
      • How to Build Your Stockpile Part 1
      • How to Build Your Stockpile Part 2
      • How to Build Your Stockpile Part 3
      • How to Build Your Stockpile Part 4
    • Take A Pause
    • Budget Renovations
    • Saving Stories
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Back to Basics >
      • Back to Basics
      • Simple Bulk Pasta Sauce
      • Back to Basics Ep 1
    • Add a Recipe
  • Saving Money
    • Member Wins Money Smiles
    • LATEST TIPS 2026
    • Cheapskates Tip Store
    • Tip Sheets
    • Bill Paying System
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Newsletters
  • Join the Club
    • Why Members Come Back
    • Twenty Reasons to Join the Cheapskates Club
  • Contact
    • Changing Details
    • About Us >
      • Cath's Story
      • Ask Cath
      • Glossary of Cheapskating Terms
    • Help Files >
      • Help File TOTD