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Emergency Fund Pays Down Home Loan - February 2016
As a way of setting up an emergency fund and helping to pay our home off quicker I set up our home loan with a redraw facility. A set amount gets taken from my pay each fortnight and paid into our home loan as an extra payment. I have built up the three months' income for in the event we are both out of work and at the same time paid extra off our mortgage. This gives me the comfort of knowing that I have money at my fingertips in an emergency and at the same time I am paying the home loan off quicker.
Contributed by Felicity Georgiou
Contributed by Felicity Georgiou