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From Cath's Desk 1st September 2015

Hello Cheapskaters,

Life is funny isn't it?

You think you have it all worked out, you're living exactly the way you've planned and worked for and out of the blue comes a little dose of extra life. And all of a sudden your plans don't work and that life of your dreams you're living disappears.

Well a couple of weeks ago that's what happened to us. I'll admit to being a little bemused that exactly 21 years on it's happened again.

Out of the blue our plans have changed. But that's OK. This time we're prepared.

We have an Emergency Fund. We don't have any debt. We live frugally anyway. And we have a whole lot more skills - everything from budgeting to gardening to carpentry to sewing to mechanical skills - that we didn't have before.

We've made some adjustments to our plans, made some new ones and we're excited about the challenges ahead.

So if disaster were to strike you, whether it's the first time or again, like it has to us, would you cope? Perhaps you're just getting by now and want to get out of debt and build some savings. Maybe you're just starting a family with all the costs that involves or facing retirement and the income restrictions that come with slowing down and taking it easy.

You're certainly in the right place for learning how. And you'll get loads and loads of support from your fellow Cheapskaters.

And who knows, you may be blessed like we have been, and end up even better off.

Have a great month everyone.
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  • Home
  • Join the Club!
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Articles
    • Budget Renovations
    • Saving Stories
    • Learning Centre
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2022
    • Newsletters 2021
    • Newsletters 2020
    • Newsletters 2019
    • Newsletters 2018
    • Newsletters 2017
  • Saving Money
    • Latest Tips 2022
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files