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Getting the Most from Flybuys Points

​We have always used a credit card to pay bills and groceries, leaving as much cash on our home loan as possible. At the end of each month, we withdraw the credit card balance from our loan to pay it off. This way we are charged less interest. I recently discovered Cole MasterCard, the offer I picked I get three fly buys points per dollar spent anywhere. I have been surprised how quickly my Flybuys balance has grown and all my insurances, rates, rego and utility bills are paid on the credit card so I consistently have enough points to redeem $10 off per shop. I try to do one big grocery shop a month and in between I ensure I use self-checkout and put just over $10 of groceries through at a time then redeem my points. This way for example, I have spent $15 for fruit and veg and it has only cost me $5 out of my purse which is great! Something definitely to look into if you use a credit card, it can definitely work for you and save you dollars on your groceries.
Contributed by Rebecca Simmons