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Give the Gift of Simple Money Management

The Cheapskates Bill Paying System makes a wonderful gift for anyone who love money management or who is wanting to learn how to manage their money (or perhaps who needs help with money management).

When I make up a Money Management Folder as a gift I print:
12 Bill Payment Reminder Sheets
12 Pay Day Bill Payment Planning Sheets
12 Bill Summary sheets
30 Daily Spending Record shees
12 Monthly Payment Push Planning Sheet
1 Financial History sheet
1 Record of Donations/Charitable Contributions sheet
A copy of the instructions on how to use the Cheapskates Club Bill Paying System

Then I simply put them all into an A4 ring binder along with a pen that slips over the spine of the folder and it's ready to give. 

You can find all the printables and instructions for the Bill Paying System here:
http://www.cheapskatesclub.net/bill-paying-system.html

This gift costs under $3 to put together, less if you recycle a folder you already have. Print the pages double-sided to save paper.