Your Cheapskates Club Newsletter 29:20
In This Newsletter
1. Cath's Corner
2. From the Tip Store - The Broomstick Clothes Dryer; Home Meal Kits - Use the Intro Offers; A Dollar A Day
3. Tip of the Week - Price Matching Pharmacies
4. Share Your Tips
5. On the Menu - Muffin Surprise
6. The $300 a Month Food Challenge - Start at the Beginning: Finding Your Ideal Grocery Budget
7. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
8. The Cheapskates Club Show
9. This Week's Question - Where to get the cheapest printer ink?
10. Ask A Question - Have a question? Ask it here
11. Join the Cheapskates Club
12. Frequently Asked Questions
13. Contact Details
1. Cath's Corner
Hello Cheapskaters,
The sun is shining through the window as I sit here typing and it is so deliciously warm; I've taken my jumper off and turned the fan on the heater down. It is a glorious day, really cheerful with the blue sky and odd white cloud. Just thought I'd share, seeing as the news has been nothing but gloom and doom.
Has this been a frugal week in the Armstrong household? I'll say! In fact I'd say it's probably been a record breaking frugal week. I'm pretty sure that not a single cent has been spent. Of course we've transferred money to the bill account, ready to pay the bills, but this week we don't have any.
Not going out means no fuel used. Or shopping done - we have plenty of what we need. And even with everyone working at home, we've been super conscious of the power being used so I'm not sure there will be a huge increase in use when the bill comes in.
Are you finding the changes to our way of life are saving you money? Or are you spending more, especially if you're in Melbourne and locked down? What measures have you put in place so you don't go over budget? As we've just started a new financial year, now is the perfect time to review and revise your spending plan to stay on track, or get back to it!
Have a great week everyone.
Happy Cheapskating,
Cath
2. From The Tip Store
The Broomstick Clothes Dryer
With electricity prices on the rise and as the winter days are short and often dull, it can be hard to dry all the family washing. I now lay a broom between my two clothes airers. I hang undies and socks on the airers and then put all shirts and windcheaters on coat hangers and hang these on the broomstick. I have found I can usually fit two loads out this way. By placing near the fireplace or air-conditioning outlet I can get the washing dry without it costing me a cent more. (I have managed to avoid using my dryer at all).
Contributed by Julie B
Home Meal Kits - Use the Intro Offers
There are a number of home delivery meal services now, where they pack your groceries and deliver them along with recipes. Without fail, all of them seem to offer introductory discounts with no long term commitment required. I've tried Hello Fresh on a buy one get one free offer, Thomas Farms Kitchen had a 50% off offer, Pepper Leaf often has a discount offer in the participating magazines (New Idea and BH&G). In the past few months, I've bought a box for two (I live alone) and had meal serves of about $5 - with top notch ingredients. I also learn new recipes and can (and have!) replicated them with ingredients I bought from the supermarket.
I would understand the argument that it can be an expensive way to shop, but I've found that even at full price, my grocery bill is lower, and I don't have as much food waste. It is also a good way to see how much you really need in a weekly shop!
Contributed by Kate Richards
Editor's note: I'd love to know if you've tried one of the many meal kits available these days. How did it stack up compared to your regular meal plan? Did you save money? Were you able to use all the ingredients or was there some waste? Did you take advantage of one of the plethora of discounts for new subscribers that are availalbe? Cath
A Dollar a Day
Save a just a dollar a day between now and December 23 and you'll have the cash available to cover those last minute gifts and grocery items. Putting just $1 a day in a jar from July 1st until December 23 will put $176 into your Christmas fund.
Add a Tip
3. This Week's Winning Tip
This week's winning tip is from Lynette Chown. Lynette has won a one year Platinum Cheapskates Club membership for submitting her winning tip.
Price Matching PharmaciesAlways ask your local pharmacy to price match to a discount pharmacy. I always ask mine to price match to Chemist Warehouse because I know they are so much cheaper. Doesn't matter if it's a script or something off the shelf, ask for a price match!! For example... My breast cancer prescription medication (not generic) is about $15 cheaper every month and blood pressure script about $5 cheaper per month. I also use the Cancer Council tinted moisturiser with 50+ SPF. Even when on special at CW my local pharmacy will price match. Keep an eye open for when things are on special at CW and then go to your local pharmacy. The only catch is they can limit the amount you can buy. If your local pharmacy doesn't price match - ask why not !!
Don't feel embarrassed about asking. My way of thinking is if they can do it they will and they should be offering cheaper prices all the time not just when asked. If they won't then it's your choice to buy at their prices, find a nearby pharmacy who will, or go to a discount pharmacy. It's all about choice - YOUR CHOICE. Try it with other businesses also. Surprising results.
AND...Don't forget to ask for seniors discount. Use your Seniors Card whenever and wherever you can. My local Drakes supermarket and local fruit & veg shop also give Seniors and Pensioner discounts of 5% every Wednesday. Doesn't sound much but it means an awful lot when you are on a limited income.
Congratulations Lynette, I hope you enjoy your Cheapskates Club membership.
The Cheapskate's Club website is thousands of pages of money saving hints, tips and ideas. There are over 12,000 tips to save you money, time and energy; 1,600 budget and family friendly recipes, hundreds of printable tip sheets and ebooks.
Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club.
4. Share Your Tips
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Share Your Tip
5. On The Menu
Muffin Surprise
This is one of my mother's inventions. She used to make it once a week when she ran an employee canteen back in the 1980s, and it was the most popular meal she made. We of course loved it too, because it was always a surprise - we never knew just what would be on that muffin.
Now my family love it too, and it is often a weekend meal to use up the bits in the fridge.
My kids say the surprise part is that it is always different.
Toast one or two English muffins per person. Top with any combination of the following, depending on what you have in the pantry, fridge and freezer.
Sliced cheese, sliced tomato, mushrooms, baked beans, tinned spaghetti, left over spag bol, egg (boiled, poached, fried or scrambled), ham, bacon, sliced deli meats - whatever takes your fancy.
Next week we will be eating:
Sunday: Roast Chicken
Monday: Quick Rice Patties, salad
Tuesday: Cannelloni
Wednesday: Corned Beef & cabbage
Thursday: MOO Pizza
Friday: Steak, veg, potato bake
Saturday: Muffin Surprise
In the fruit bowl: oranges, limes, mandarins
There are over 1,700 budget and family friendly recipes in the Cheapskates Club Recipe File, all contributed by your fellow Cheapskates, so you know they're good.
Add A Recipe
Recipe File Index
6. The $300 A Month Food Challenge
Start at the Beginning: Finding Your Ideal Grocery BudgetYou want to proudly be a $300 a Month Food Challenger, but no matter how hard you try, getting down to just $300 a month isn't possible.
It may be because your family is larger than four; it may be that there are expensive dietary needs for one, some or all of the family; it may because you are limited with food stores and suppliers where you live. There are plenty of reasons why getting to $300 a month for groceries doesn't work for you.
If you are reading this then you want to get your grocery spending down or at least under control. You want to know how to set a realistic grocery budget, one your family can enjoy without feeling deprived and missing out on things they like.
There is nothing better than knowing you control your spending and a working grocery budget gives you that control.
Food and groceries are the single part of your Spending Plan that you have complete and utter control over. You choose what you buy and how much you pay. You choose to either pay the advertised price or to look for a cheaper alternative. You decide how much you spend on groceries.
If you don’t have a grocery budget then you don't have a plan for your grocery money.
Before Disaster Struck I thought I had a grocery budget. I'd go to the bank each week (yes, I was a weekly shopper) and take out the $120 and go and spend it. I always spent all of it, there was never anything left and there were just two of us. I spent all of it because I thought that was my grocery budget and I had to spend it.
When Disaster Struck we were a family of four, soon to be five. My grocery money more then halved to just $200 a month. Yes, that's when I switched to once-a-month shopping. And that's when I learned to maximize the money I had to do twice, sometimes three times, the work.
To really get your grocery budget under control you need to start at the beginning and work out exactly how much you have to spend on groceries each month or week or fortnight (or however you shop).
So go back to the beginning. Track your grocery spending. When you set up a Spending Plan I advised you to track your spending so you know where your money goes. For the next month track your grocery spending. Jot down the cost of trips to the supermarket, the bottles of milk and loaves of bread you pick up during the week, the beautiful fresh eggs and fruit you buy at the local farmer's market, the extra ingredients you buy because you're trying a new recipe and those little treats you buy on impulse (Tim Tams on sale anywhere this week?).
Once you have your spending you can go over it. Where did your money go? How much was spent on real food, necessary toiletries and cleaning items and how much was spent on impulse on things you didn't really need but put into the trolley anyway?
Why am I suggesting you track your spending (yet again)? No, it's not to be tedious. It's because if you have no idea how much you spend, you'll have no idea how much you are saving and you'll have no idea how much your grocery budget should be.
This figure will give you a fair idea of just how much of your hard earned goes to groceries each month.
When you have this amount, then you can start to create a working grocery budget. Actually you already have a grocery budget. If you've been spending that amount each month, you have a grocery budget by default. It may be higher than what you want, and you can work on that. But it's a starting point so write it down for the time being.
This week focus on how you can maximize the money you have to spend. This is one of the biggest challenges you will face as a Cheapskate: how to eat well, keep the family happy and enjoy the foods you love on a tight budget.
To find your optimal grocery budget use the amount you currently have (the figure you came up with from your tracking).
On your next shop, trim that amount by 10 per cent i.e. if your grocery budget is $200, take $180 and do your shopping for that amount.
If that works, then on your next shop trim another 10 per cent (take $18 off, spend $162).
Continue trimming your grocery budget by 10 per cent until you find it isn't working, you can't keep your family happy on that amount and unless you increase it there will be a revolt.
Up it by 10 per cent and that's your ideal grocery budget!
You can learn to do this too. When you've recovered from the shock of seeing just how much you are really spending on groceries each month, you can get to work, trimming that budget and saving money.
Next week I'll talk you through how to take that ideal grocery budget and get it to fit the $300 a Month Challenge.
The $300 a Month Food Challenge Forum
The Post that Started it All
7. Cheapskates Buzz
From The Article Archive
2 Hour Fingerless Gloves, Just in Time for Winter
Budget Ideas for Lazy People
Lunch or Dinner on the Cheap Using Intentional Leftovers
This Week's Hot Forum Topics
The Weekly MOO Challenge
What’s for Dinner 2020?
Craft Making Supplies
Most Popular Blog Posts This Week
Golden Rules for Saving Money on Your Weekly Food Bill
You Don't Need Mr Muscle!
The 5 Minute Emergency Cake
8. The Cheapskates Club Show
Join Cath and Hannah live Tuesdays and Thursdays on You Tube at 7.30pm AET
Join us live on YouTube every Tuesday and Thursday and see how we are living debt free, cashed up and laughing - and find out how you can too!
Show Schedule
Tuesday: Around the Kitchen Table - join Cath and Hannah for a cuppa and a chat around the kitchen table as they talk about living the Cheapskates way.
Thursday: Cheapskates in the Kitchen - want to know how to cook delicious, healthy and cheap meals? Watch Cath and Hannah as they create cheapskates style cuisine and share their favourite recipes.
Latest Shows
1. Cath's Corner
2. From the Tip Store - The Broomstick Clothes Dryer; Home Meal Kits - Use the Intro Offers; A Dollar A Day
3. Tip of the Week - Price Matching Pharmacies
4. Share Your Tips
5. On the Menu - Muffin Surprise
6. The $300 a Month Food Challenge - Start at the Beginning: Finding Your Ideal Grocery Budget
7. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
8. The Cheapskates Club Show
9. This Week's Question - Where to get the cheapest printer ink?
10. Ask A Question - Have a question? Ask it here
11. Join the Cheapskates Club
12. Frequently Asked Questions
13. Contact Details
1. Cath's Corner
Hello Cheapskaters,
The sun is shining through the window as I sit here typing and it is so deliciously warm; I've taken my jumper off and turned the fan on the heater down. It is a glorious day, really cheerful with the blue sky and odd white cloud. Just thought I'd share, seeing as the news has been nothing but gloom and doom.
Has this been a frugal week in the Armstrong household? I'll say! In fact I'd say it's probably been a record breaking frugal week. I'm pretty sure that not a single cent has been spent. Of course we've transferred money to the bill account, ready to pay the bills, but this week we don't have any.
Not going out means no fuel used. Or shopping done - we have plenty of what we need. And even with everyone working at home, we've been super conscious of the power being used so I'm not sure there will be a huge increase in use when the bill comes in.
Are you finding the changes to our way of life are saving you money? Or are you spending more, especially if you're in Melbourne and locked down? What measures have you put in place so you don't go over budget? As we've just started a new financial year, now is the perfect time to review and revise your spending plan to stay on track, or get back to it!
Have a great week everyone.
Happy Cheapskating,
Cath
2. From The Tip Store
The Broomstick Clothes Dryer
With electricity prices on the rise and as the winter days are short and often dull, it can be hard to dry all the family washing. I now lay a broom between my two clothes airers. I hang undies and socks on the airers and then put all shirts and windcheaters on coat hangers and hang these on the broomstick. I have found I can usually fit two loads out this way. By placing near the fireplace or air-conditioning outlet I can get the washing dry without it costing me a cent more. (I have managed to avoid using my dryer at all).
Contributed by Julie B
Home Meal Kits - Use the Intro Offers
There are a number of home delivery meal services now, where they pack your groceries and deliver them along with recipes. Without fail, all of them seem to offer introductory discounts with no long term commitment required. I've tried Hello Fresh on a buy one get one free offer, Thomas Farms Kitchen had a 50% off offer, Pepper Leaf often has a discount offer in the participating magazines (New Idea and BH&G). In the past few months, I've bought a box for two (I live alone) and had meal serves of about $5 - with top notch ingredients. I also learn new recipes and can (and have!) replicated them with ingredients I bought from the supermarket.
I would understand the argument that it can be an expensive way to shop, but I've found that even at full price, my grocery bill is lower, and I don't have as much food waste. It is also a good way to see how much you really need in a weekly shop!
Contributed by Kate Richards
Editor's note: I'd love to know if you've tried one of the many meal kits available these days. How did it stack up compared to your regular meal plan? Did you save money? Were you able to use all the ingredients or was there some waste? Did you take advantage of one of the plethora of discounts for new subscribers that are availalbe? Cath
A Dollar a Day
Save a just a dollar a day between now and December 23 and you'll have the cash available to cover those last minute gifts and grocery items. Putting just $1 a day in a jar from July 1st until December 23 will put $176 into your Christmas fund.
Add a Tip
3. This Week's Winning Tip
This week's winning tip is from Lynette Chown. Lynette has won a one year Platinum Cheapskates Club membership for submitting her winning tip.
Price Matching PharmaciesAlways ask your local pharmacy to price match to a discount pharmacy. I always ask mine to price match to Chemist Warehouse because I know they are so much cheaper. Doesn't matter if it's a script or something off the shelf, ask for a price match!! For example... My breast cancer prescription medication (not generic) is about $15 cheaper every month and blood pressure script about $5 cheaper per month. I also use the Cancer Council tinted moisturiser with 50+ SPF. Even when on special at CW my local pharmacy will price match. Keep an eye open for when things are on special at CW and then go to your local pharmacy. The only catch is they can limit the amount you can buy. If your local pharmacy doesn't price match - ask why not !!
Don't feel embarrassed about asking. My way of thinking is if they can do it they will and they should be offering cheaper prices all the time not just when asked. If they won't then it's your choice to buy at their prices, find a nearby pharmacy who will, or go to a discount pharmacy. It's all about choice - YOUR CHOICE. Try it with other businesses also. Surprising results.
AND...Don't forget to ask for seniors discount. Use your Seniors Card whenever and wherever you can. My local Drakes supermarket and local fruit & veg shop also give Seniors and Pensioner discounts of 5% every Wednesday. Doesn't sound much but it means an awful lot when you are on a limited income.
Congratulations Lynette, I hope you enjoy your Cheapskates Club membership.
The Cheapskate's Club website is thousands of pages of money saving hints, tips and ideas. There are over 12,000 tips to save you money, time and energy; 1,600 budget and family friendly recipes, hundreds of printable tip sheets and ebooks.
Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club.
4. Share Your Tips
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Share Your Tip
5. On The Menu
Muffin Surprise
This is one of my mother's inventions. She used to make it once a week when she ran an employee canteen back in the 1980s, and it was the most popular meal she made. We of course loved it too, because it was always a surprise - we never knew just what would be on that muffin.
Now my family love it too, and it is often a weekend meal to use up the bits in the fridge.
My kids say the surprise part is that it is always different.
Toast one or two English muffins per person. Top with any combination of the following, depending on what you have in the pantry, fridge and freezer.
Sliced cheese, sliced tomato, mushrooms, baked beans, tinned spaghetti, left over spag bol, egg (boiled, poached, fried or scrambled), ham, bacon, sliced deli meats - whatever takes your fancy.
Next week we will be eating:
Sunday: Roast Chicken
Monday: Quick Rice Patties, salad
Tuesday: Cannelloni
Wednesday: Corned Beef & cabbage
Thursday: MOO Pizza
Friday: Steak, veg, potato bake
Saturday: Muffin Surprise
In the fruit bowl: oranges, limes, mandarins
There are over 1,700 budget and family friendly recipes in the Cheapskates Club Recipe File, all contributed by your fellow Cheapskates, so you know they're good.
Add A Recipe
Recipe File Index
6. The $300 A Month Food Challenge
Start at the Beginning: Finding Your Ideal Grocery BudgetYou want to proudly be a $300 a Month Food Challenger, but no matter how hard you try, getting down to just $300 a month isn't possible.
It may be because your family is larger than four; it may be that there are expensive dietary needs for one, some or all of the family; it may because you are limited with food stores and suppliers where you live. There are plenty of reasons why getting to $300 a month for groceries doesn't work for you.
If you are reading this then you want to get your grocery spending down or at least under control. You want to know how to set a realistic grocery budget, one your family can enjoy without feeling deprived and missing out on things they like.
There is nothing better than knowing you control your spending and a working grocery budget gives you that control.
Food and groceries are the single part of your Spending Plan that you have complete and utter control over. You choose what you buy and how much you pay. You choose to either pay the advertised price or to look for a cheaper alternative. You decide how much you spend on groceries.
If you don’t have a grocery budget then you don't have a plan for your grocery money.
Before Disaster Struck I thought I had a grocery budget. I'd go to the bank each week (yes, I was a weekly shopper) and take out the $120 and go and spend it. I always spent all of it, there was never anything left and there were just two of us. I spent all of it because I thought that was my grocery budget and I had to spend it.
When Disaster Struck we were a family of four, soon to be five. My grocery money more then halved to just $200 a month. Yes, that's when I switched to once-a-month shopping. And that's when I learned to maximize the money I had to do twice, sometimes three times, the work.
To really get your grocery budget under control you need to start at the beginning and work out exactly how much you have to spend on groceries each month or week or fortnight (or however you shop).
So go back to the beginning. Track your grocery spending. When you set up a Spending Plan I advised you to track your spending so you know where your money goes. For the next month track your grocery spending. Jot down the cost of trips to the supermarket, the bottles of milk and loaves of bread you pick up during the week, the beautiful fresh eggs and fruit you buy at the local farmer's market, the extra ingredients you buy because you're trying a new recipe and those little treats you buy on impulse (Tim Tams on sale anywhere this week?).
Once you have your spending you can go over it. Where did your money go? How much was spent on real food, necessary toiletries and cleaning items and how much was spent on impulse on things you didn't really need but put into the trolley anyway?
Why am I suggesting you track your spending (yet again)? No, it's not to be tedious. It's because if you have no idea how much you spend, you'll have no idea how much you are saving and you'll have no idea how much your grocery budget should be.
This figure will give you a fair idea of just how much of your hard earned goes to groceries each month.
When you have this amount, then you can start to create a working grocery budget. Actually you already have a grocery budget. If you've been spending that amount each month, you have a grocery budget by default. It may be higher than what you want, and you can work on that. But it's a starting point so write it down for the time being.
This week focus on how you can maximize the money you have to spend. This is one of the biggest challenges you will face as a Cheapskate: how to eat well, keep the family happy and enjoy the foods you love on a tight budget.
To find your optimal grocery budget use the amount you currently have (the figure you came up with from your tracking).
On your next shop, trim that amount by 10 per cent i.e. if your grocery budget is $200, take $180 and do your shopping for that amount.
If that works, then on your next shop trim another 10 per cent (take $18 off, spend $162).
Continue trimming your grocery budget by 10 per cent until you find it isn't working, you can't keep your family happy on that amount and unless you increase it there will be a revolt.
Up it by 10 per cent and that's your ideal grocery budget!
You can learn to do this too. When you've recovered from the shock of seeing just how much you are really spending on groceries each month, you can get to work, trimming that budget and saving money.
Next week I'll talk you through how to take that ideal grocery budget and get it to fit the $300 a Month Challenge.
The $300 a Month Food Challenge Forum
The Post that Started it All
7. Cheapskates Buzz
From The Article Archive
2 Hour Fingerless Gloves, Just in Time for Winter
Budget Ideas for Lazy People
Lunch or Dinner on the Cheap Using Intentional Leftovers
This Week's Hot Forum Topics
The Weekly MOO Challenge
What’s for Dinner 2020?
Craft Making Supplies
Most Popular Blog Posts This Week
Golden Rules for Saving Money on Your Weekly Food Bill
You Don't Need Mr Muscle!
The 5 Minute Emergency Cake
8. The Cheapskates Club Show
Join Cath and Hannah live Tuesdays and Thursdays on You Tube at 7.30pm AET
Join us live on YouTube every Tuesday and Thursday and see how we are living debt free, cashed up and laughing - and find out how you can too!
Show Schedule
Tuesday: Around the Kitchen Table - join Cath and Hannah for a cuppa and a chat around the kitchen table as they talk about living the Cheapskates way.
Thursday: Cheapskates in the Kitchen - want to know how to cook delicious, healthy and cheap meals? Watch Cath and Hannah as they create cheapskates style cuisine and share their favourite recipes.
Latest Shows
9. This Week's Question
Christine writes
"Where can i buy cheap printer cartridges for my Epson Printer as my kids need to do a lot of printing and scanning with the learning from home. Thank you."
Do you have the answer?
If you have a suggestion or idea for Christine (and everyone else in the same boat), let us know. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize too.
Send Your Answer
10. Ask A Question
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
11. Join The Cheapskates Club
For just $25 a year, you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
12. Frequently Asked Questions
How do I change my email address?
This one is easy. When you login to the Member's Centre just click on your name at the top of the page to go straight to your profile page where you can update your details, change your password and find your subscription details.
Not a Cheapskates Club member? Then please use the Changing Details form found here to update your email address.
How do I know when my membership should be renewed?
Memberships are active for one year from the date of joining. You will be sent a renewal reminder before your subscription is due to renew. You can also find your membership expiry date on your profile page.
When you login to the Member's Centre just click on your name to go straight to your profile page where you can will find your join date and your expiry date.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
How did I get on this list?
The only way you can get onto our newsletter mailing list is to subscribe yourself. You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member.
13. Contact Cheapskates
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
PO Box 5077 Studfield Vic 3152
Contact Cheapskates