Your Cheapskates Club Newsletter 47:18
In This Newsletter
1. Cath's Corner
2. In the Tip Store - Save on Any Toothpaste; Re-useable Christmas Wrapping; Massive Saving on Commission Just for
3. Share Your Tips - Have a great idea? Share it here!
4. On the Menu - Crunchy Choc Chip Biscuits
5. The $300 a Month Food Challenge - Groceries I Don't Buy
6. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
7. Own Your Christmas Challenge - Week 8 Tasks and Tips
8. This Week's Question - Egg substitutes
9. Ask Cath
10. Join the Cheapskates Club
11. Frequently Asked Questions
12. Contact Details
1. Cath's Corner
Hello Cheapskaters,
Well it feels like we're back to winter here today! If you've been waiting for rain, as I know many have been, I hope you're getting your share this week.
Have a great week everyone.
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Save on Any Toothpaste
Most toothpaste tubes come with a peel off plastic seal under the lid, which can be screwed of and on. Instead of removing this seal, puncture it to a size you find convenient for the family member (adult or child) using it. It can be a little harder to squeeze the paste out depending on which brand you prefer but you will only use a small quantity compare to what usually comes out of the large hole in the removable lid. There is also less mess from wasted toothpaste all over the tube.
Contributed by Chris Hender
Re-useable Christmas Wrapping
I came up with this idea a few years back when I made a commitment to reduce waste. After Christmas I purchase several different pieces of Christmas print fabric from Spotlight at 75% off. During the break between Christmas and New Year I sew up different sized bags out of the Christmas print. Some had re-cycled zipper s sewn in and others had a casing sewn around the top and I used shoe laces from reverse garbage threaded through the casing to close them up (these were the smaller bags). Making the bags are easy as it's all straight sewing. After the gift giving is complete the bags boomerang back to me for next Christmas or the recipient may keep the bag and start their own collection, most have been returned. I do keep some Christmas paper on hand, just in case. I've been doing this for about 3 years and have a bag of scraps so this year I'll be patch working the scraps together for new bags. My my gift wrapping is already sorted from last year, one less thing to do this year for Christmas.
Contributed by Heather Niziorski
Massive Saving on Commission Just for Asking
When you are going to sell your current house and are looking for a real estate agent go back to the agent you purchased the property off and you will get an even better commission percentage. The best I could get was 2.1% so I went back to the guy I purchased from and he gave me 1.7%. That means for and average sale price of $560,000 I am keeping an extra $2,240 that would have otherwise gone to the real estate agent.
Contributed by Stacey Magill
There are currently more than 12,000 great tips in the Tip Store
3. Submit Your Tip
The Cheapskate's Club website is over 3,000 pages of money saving hints, tips and ideas. Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club. We publish a Winning Tip each Thursday, so enter your great money, time or energy saving idea now.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
4. On the Menu
Crunchy Choc Chip Biscuits
Tried these biscuits because I had no brown sugar or condensed milk on hand. The boys think they taste like Subway ones so anything to make them eat at home.
Ingredients:
1 cup plain flour
1 cup self-raising flour
1 cup castor sugar (I use normal white)
1 cup choc chips
125gr butter or margarine melted
1 egg
Method:
Preheat oven to 160 degrees Celsius.
Sift flour together and add sugar and choc bits. Mix together.
Mix butter and egg together and pour onto flour mix. Mix together with wooden spoon.
Grease trays and place tablespoons of mixture 4 cm apart on trays.
Cook for 18-20 minutes.
Cool on trays. They also freeze well after they have cooled.
Contributed by Cutegroomz
This week we will be eating:
Sunday: Roast Beef
Monday: Chicken parmigiana, salad
Tuesday: Italian Vegetarian Meatballs
Wednesday: Meatloaf, mushroom gravy
Thursday: MOO Pizza
Friday: Chicken & vegetable risotto
Saturday: Muffin Surprise
In the fruit bowl: peaches, bananas, nectarines
In the cake tin: Cup cakes
There are over 1,600 other great money saving meal ideas in the Recipe File.
5. The $300 a Month Food Challenge
Groceries I Don't Buy
(which is why we can live on $320 a month)
I buy lots of things. I buy butter and olive oil and spelt flour and free range eggs and full cream milk and fresh meat and poultry. I buy sugar and pure maple syrup and vanilla beans and almonds. I buy cheese and cream and rice. I buy a lot of other things too, too many to list here.
I buy ingredients.
What I don't buy is pre-packaged salads. If we want salad I use the lettuce, cucumber, capsicums, onions, tomatoes and herbs we grow in the backyard.
I don't buy cakes and biscuits. If we want cakes and biscuits I bake them, from scratch. I weigh out the ingredients according to the recipe I'm following and turn them into tasty, healthy treats for my family.
I don't buy jam. I can make four jars of raspberry jam for the price of one bought jar. Any my jam tastes so much better and looks prettier on the shelf with its homemade label.
I don't buy instant puddings. I have a recipe for a bulk mix for instant pudding that is too die for, takes about three minutes to whip up and costs around a third of the price of a packet instant pudding.
I don't buy pizzas or pizza bases. Penny Pinching Pizzas are the best and I can make three large pizzas for the price of one bought pizza.
I don't buy pizza sauce either. I use the tomatoes from the garden, along with the garlic and herbs we grow to make a thick, tasty pizza sauce that costs around 40 cents a 500g jar.
I don't buy cordial. Instead I use either free or very cheap fruit to make a delicious cordial without artificial colours or preservatives. If we want soft drink I make lemonade and ginger beer or rhubarb champagne. They cost around 45 cents a bottle to make.
I don't buy potato or corn chips. Instead I MOO pita crisps. Sometimes they are plain, sometimes they are seasoned with herbs or garlic. I can make 500g of pita chips for 99 cents and again, I know exactly what's in them, nothing artificial.
I don't buy cake mixes. It is faster and so much cheaper to find a recipe and make your cakes, biscuits, muffins and scones "from scratch".
I don’t buy English muffins or crumpets or tortillas very often. They are all so easy to make from scratch and taste so much better when they are really fresh. They're cheaper too!
I never buy yoghurt. It's too easy to MOO. And nicer. And less than half the price - I can make a kilo of yoghurt for $1.20.
I never buy meat that costs more than $7 a kilo. I wait until it is on sale and then I stock up. My average per kilo price for meat for my family of five is $5.
I never buy frozen chips or wedges. Again they are tastier, healthier and cheaper to MOO.
I never buy frozen pies. With the pie maker (still going strong 20 years on) and Elaine's Easy Pastry I can make pies to suit our tastes whenever we want them.
I never buy fresh herbs. Apart from being so over-priced ($48/kg for basil anyone?) they are easy to grow in pots and at least then if a recipe requires fresh herbs you know they really are fresh and cost just a few cents per plant.
I don't buy sauces. I make a nice tomato sauce and a great barbecue sauce, my plum sauce isn't bad either. Worcestershire sauce is easy to make and adds just the right amount of zing to casseroles and gravies.
I never buy packaged icing. Seriously why would you? Icing is so easy to make and you can make just enough for your cake and not worry about how to keep the rest fresh until next time you get the urge to bake.
I never buy snack packs of nuts, dried fruits or trail mix. Again they are grossly over-priced and I can just as easily decant a small amount into a ziplock bag from the canister.
I never, ever buy microwave popcorn. It's easy to make either the old fashioned way on the stove, with a hot air popper or using a brown paper bag for the microwave method.
Marinades or marinated meat. Marinades add around $2 a kilo to the price of meat. There are so many recipes for different marinades, all of them made from pantry staples that I'd rather keep the $2 in my purse and just whip up my own.
I never buy pasta sauce. Like the pizza sauce it is just too easy to make, especially if you have a slow cooker. If you use homegrown produce a 500g jar of pizza sauce will be virtually free - perhaps 30 cents to cover the cost of salt and power for cooking?
There are aisles in my supermarket I've never been down, not even to have a look. I used to wonder what was in them but I don't anymore. I can see by what is in other people's trolleys just how expensive those aisles are.
My trolley is always full to overflowing, but it is with ingredients. Everything I buy makes more than one type of thing.
I am positive there are other things I don't buy that I haven't listed here.
My grocery budget for 2019 is $320 a month and it has to stay at that. Buying ingredients, and only ingredients, and shopping smarter with a meal plan and detailed list will keep it that way.
The $300 a Month Food Challenge
The Post that Started it All
6. Cheapskates Buzz
From the Article Archive
Finding the Time to Live Like a Cheapskate
Give yourself a MOO Manicure On A Budget
Pantry Staple Vanilla Substitutes
Most popular forum posts this week
The Value of the Emergency Fund
Playing the Half Price Game to Win
Homemade Ginger Beer - $300 a Month Food Challenge Week 41
Most popular blog posts this week
Banish Stains the Easy Way with Stain Removing Soap
What to do with Stale Bread
MOO Golden Syrup
7. Own Your Christmas Challenge
We're in the home stretch now, almost finished. This week we're all getting ready to decorate. Most of the other tasks have been completed, there's only the finishing touches to Christmas that need to be done.
Week 8 Tasks and Tips
Task 1. Start to decorate for Christmas. Put up any outside lights you use, clean the verandahs and decks if they'll be used over the holidays. Wash windows and re-pot any sad looking pot plants or replace them with new potted colour. Wash down outdoor furniture you'll be using over the holidays.
Task 2. Write up this week's Christmas cards
Task 3. Buy, wrap and label the sixth lot of gifts
Task 4. Continue working on handmade gifts, wrapping and labelling as you finish them
It's not too late to join the Own Your Christmas Challenge, there's plenty of time left for you to get organised before the big day.
Get all the tip sheets, planners and tips for owing your Christmas here.
8. This Week's Question
Q. I noticed a tip suggesting egg substitute in baking. I don't recall seeing any in my supermarkets (IGA and Woolworths). I would like to know where it is available. Lyn
A. Look in the health food aisle for Orgran No Egg for a commercial product. Alternatively there are a number of different pantry ingredients you can use as and egg substitute. They are all listed on the How To... sheet in the Printables file.
Some simple egg substitutes are:
Orgran Egg Substitute - follow the directions on the box
2 tablespoons cornflour = 1 egg
2 tablespoons arrowroot flour = 1egg
1 heaped tablespoon soy flour + 2 tablespoons water = 1 egg
1 tabsp soy milk powder + 1 tablespoon cornflour + 2 tablespoons water = 1 egg
1 banana = 1 egg in cakes
9. Ask Cath
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
10. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
11. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
12. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
Contact Cheapskates
1. Cath's Corner
2. In the Tip Store - Save on Any Toothpaste; Re-useable Christmas Wrapping; Massive Saving on Commission Just for
3. Share Your Tips - Have a great idea? Share it here!
4. On the Menu - Crunchy Choc Chip Biscuits
5. The $300 a Month Food Challenge - Groceries I Don't Buy
6. Cheapskates Buzz - Cheapskaters are talking in the Forum and on Cath's blog
7. Own Your Christmas Challenge - Week 8 Tasks and Tips
8. This Week's Question - Egg substitutes
9. Ask Cath
10. Join the Cheapskates Club
11. Frequently Asked Questions
12. Contact Details
1. Cath's Corner
Hello Cheapskaters,
Well it feels like we're back to winter here today! If you've been waiting for rain, as I know many have been, I hope you're getting your share this week.
Have a great week everyone.
Happy Cheapskating,
Cath
PS: Love our site? We love referrals! Send a note to your favourite newspapers, magazines, radio stations, TV stations, friends and relatives, and tell them about us!
2. From The Tip Store
Save on Any Toothpaste
Most toothpaste tubes come with a peel off plastic seal under the lid, which can be screwed of and on. Instead of removing this seal, puncture it to a size you find convenient for the family member (adult or child) using it. It can be a little harder to squeeze the paste out depending on which brand you prefer but you will only use a small quantity compare to what usually comes out of the large hole in the removable lid. There is also less mess from wasted toothpaste all over the tube.
Contributed by Chris Hender
Re-useable Christmas Wrapping
I came up with this idea a few years back when I made a commitment to reduce waste. After Christmas I purchase several different pieces of Christmas print fabric from Spotlight at 75% off. During the break between Christmas and New Year I sew up different sized bags out of the Christmas print. Some had re-cycled zipper s sewn in and others had a casing sewn around the top and I used shoe laces from reverse garbage threaded through the casing to close them up (these were the smaller bags). Making the bags are easy as it's all straight sewing. After the gift giving is complete the bags boomerang back to me for next Christmas or the recipient may keep the bag and start their own collection, most have been returned. I do keep some Christmas paper on hand, just in case. I've been doing this for about 3 years and have a bag of scraps so this year I'll be patch working the scraps together for new bags. My my gift wrapping is already sorted from last year, one less thing to do this year for Christmas.
Contributed by Heather Niziorski
Massive Saving on Commission Just for Asking
When you are going to sell your current house and are looking for a real estate agent go back to the agent you purchased the property off and you will get an even better commission percentage. The best I could get was 2.1% so I went back to the guy I purchased from and he gave me 1.7%. That means for and average sale price of $560,000 I am keeping an extra $2,240 that would have otherwise gone to the real estate agent.
Contributed by Stacey Magill
There are currently more than 12,000 great tips in the Tip Store
3. Submit Your Tip
The Cheapskate's Club website is over 3,000 pages of money saving hints, tips and ideas. Let's get together and make the Cheapskates Club Australia's largest online hint, tip and idea library. Share your favourite money saving, time saving or energy saving hint and be in the running to win a one-year membership to The Cheapskate Club. We publish a Winning Tip each Thursday, so enter your great money, time or energy saving idea now.
Share your favourite hint or tip that saves money, time and energy and be in the running to win a one-year subscription to The Cheapskate Journal.
Remember, you have to be in it to win it!
Submit your tip
4. On the Menu
Crunchy Choc Chip Biscuits
Tried these biscuits because I had no brown sugar or condensed milk on hand. The boys think they taste like Subway ones so anything to make them eat at home.
Ingredients:
1 cup plain flour
1 cup self-raising flour
1 cup castor sugar (I use normal white)
1 cup choc chips
125gr butter or margarine melted
1 egg
Method:
Preheat oven to 160 degrees Celsius.
Sift flour together and add sugar and choc bits. Mix together.
Mix butter and egg together and pour onto flour mix. Mix together with wooden spoon.
Grease trays and place tablespoons of mixture 4 cm apart on trays.
Cook for 18-20 minutes.
Cool on trays. They also freeze well after they have cooled.
Contributed by Cutegroomz
This week we will be eating:
Sunday: Roast Beef
Monday: Chicken parmigiana, salad
Tuesday: Italian Vegetarian Meatballs
Wednesday: Meatloaf, mushroom gravy
Thursday: MOO Pizza
Friday: Chicken & vegetable risotto
Saturday: Muffin Surprise
In the fruit bowl: peaches, bananas, nectarines
In the cake tin: Cup cakes
There are over 1,600 other great money saving meal ideas in the Recipe File.
5. The $300 a Month Food Challenge
Groceries I Don't Buy
(which is why we can live on $320 a month)
I buy lots of things. I buy butter and olive oil and spelt flour and free range eggs and full cream milk and fresh meat and poultry. I buy sugar and pure maple syrup and vanilla beans and almonds. I buy cheese and cream and rice. I buy a lot of other things too, too many to list here.
I buy ingredients.
What I don't buy is pre-packaged salads. If we want salad I use the lettuce, cucumber, capsicums, onions, tomatoes and herbs we grow in the backyard.
I don't buy cakes and biscuits. If we want cakes and biscuits I bake them, from scratch. I weigh out the ingredients according to the recipe I'm following and turn them into tasty, healthy treats for my family.
I don't buy jam. I can make four jars of raspberry jam for the price of one bought jar. Any my jam tastes so much better and looks prettier on the shelf with its homemade label.
I don't buy instant puddings. I have a recipe for a bulk mix for instant pudding that is too die for, takes about three minutes to whip up and costs around a third of the price of a packet instant pudding.
I don't buy pizzas or pizza bases. Penny Pinching Pizzas are the best and I can make three large pizzas for the price of one bought pizza.
I don't buy pizza sauce either. I use the tomatoes from the garden, along with the garlic and herbs we grow to make a thick, tasty pizza sauce that costs around 40 cents a 500g jar.
I don't buy cordial. Instead I use either free or very cheap fruit to make a delicious cordial without artificial colours or preservatives. If we want soft drink I make lemonade and ginger beer or rhubarb champagne. They cost around 45 cents a bottle to make.
I don't buy potato or corn chips. Instead I MOO pita crisps. Sometimes they are plain, sometimes they are seasoned with herbs or garlic. I can make 500g of pita chips for 99 cents and again, I know exactly what's in them, nothing artificial.
I don't buy cake mixes. It is faster and so much cheaper to find a recipe and make your cakes, biscuits, muffins and scones "from scratch".
I don’t buy English muffins or crumpets or tortillas very often. They are all so easy to make from scratch and taste so much better when they are really fresh. They're cheaper too!
I never buy yoghurt. It's too easy to MOO. And nicer. And less than half the price - I can make a kilo of yoghurt for $1.20.
I never buy meat that costs more than $7 a kilo. I wait until it is on sale and then I stock up. My average per kilo price for meat for my family of five is $5.
I never buy frozen chips or wedges. Again they are tastier, healthier and cheaper to MOO.
I never buy frozen pies. With the pie maker (still going strong 20 years on) and Elaine's Easy Pastry I can make pies to suit our tastes whenever we want them.
I never buy fresh herbs. Apart from being so over-priced ($48/kg for basil anyone?) they are easy to grow in pots and at least then if a recipe requires fresh herbs you know they really are fresh and cost just a few cents per plant.
I don't buy sauces. I make a nice tomato sauce and a great barbecue sauce, my plum sauce isn't bad either. Worcestershire sauce is easy to make and adds just the right amount of zing to casseroles and gravies.
I never buy packaged icing. Seriously why would you? Icing is so easy to make and you can make just enough for your cake and not worry about how to keep the rest fresh until next time you get the urge to bake.
I never buy snack packs of nuts, dried fruits or trail mix. Again they are grossly over-priced and I can just as easily decant a small amount into a ziplock bag from the canister.
I never, ever buy microwave popcorn. It's easy to make either the old fashioned way on the stove, with a hot air popper or using a brown paper bag for the microwave method.
Marinades or marinated meat. Marinades add around $2 a kilo to the price of meat. There are so many recipes for different marinades, all of them made from pantry staples that I'd rather keep the $2 in my purse and just whip up my own.
I never buy pasta sauce. Like the pizza sauce it is just too easy to make, especially if you have a slow cooker. If you use homegrown produce a 500g jar of pizza sauce will be virtually free - perhaps 30 cents to cover the cost of salt and power for cooking?
There are aisles in my supermarket I've never been down, not even to have a look. I used to wonder what was in them but I don't anymore. I can see by what is in other people's trolleys just how expensive those aisles are.
My trolley is always full to overflowing, but it is with ingredients. Everything I buy makes more than one type of thing.
I am positive there are other things I don't buy that I haven't listed here.
My grocery budget for 2019 is $320 a month and it has to stay at that. Buying ingredients, and only ingredients, and shopping smarter with a meal plan and detailed list will keep it that way.
The $300 a Month Food Challenge
The Post that Started it All
6. Cheapskates Buzz
From the Article Archive
Finding the Time to Live Like a Cheapskate
Give yourself a MOO Manicure On A Budget
Pantry Staple Vanilla Substitutes
Most popular forum posts this week
The Value of the Emergency Fund
Playing the Half Price Game to Win
Homemade Ginger Beer - $300 a Month Food Challenge Week 41
Most popular blog posts this week
Banish Stains the Easy Way with Stain Removing Soap
What to do with Stale Bread
MOO Golden Syrup
7. Own Your Christmas Challenge
We're in the home stretch now, almost finished. This week we're all getting ready to decorate. Most of the other tasks have been completed, there's only the finishing touches to Christmas that need to be done.
Week 8 Tasks and Tips
Task 1. Start to decorate for Christmas. Put up any outside lights you use, clean the verandahs and decks if they'll be used over the holidays. Wash windows and re-pot any sad looking pot plants or replace them with new potted colour. Wash down outdoor furniture you'll be using over the holidays.
Task 2. Write up this week's Christmas cards
Task 3. Buy, wrap and label the sixth lot of gifts
Task 4. Continue working on handmade gifts, wrapping and labelling as you finish them
It's not too late to join the Own Your Christmas Challenge, there's plenty of time left for you to get organised before the big day.
Get all the tip sheets, planners and tips for owing your Christmas here.
8. This Week's Question
Q. I noticed a tip suggesting egg substitute in baking. I don't recall seeing any in my supermarkets (IGA and Woolworths). I would like to know where it is available. Lyn
A. Look in the health food aisle for Orgran No Egg for a commercial product. Alternatively there are a number of different pantry ingredients you can use as and egg substitute. They are all listed on the How To... sheet in the Printables file.
Some simple egg substitutes are:
Orgran Egg Substitute - follow the directions on the box
2 tablespoons cornflour = 1 egg
2 tablespoons arrowroot flour = 1egg
1 heaped tablespoon soy flour + 2 tablespoons water = 1 egg
1 tabsp soy milk powder + 1 tablespoon cornflour + 2 tablespoons water = 1 egg
1 banana = 1 egg in cakes
9. Ask Cath
We have lots of resources to help you as you live the Cheapskates way but if you didn't find the answer to your question in our extensive archives please just drop me a note with your question.
I read and answer all questions, either in an email to you, in my weekly newsletter, the monthly Journal or by creating blog posts and other resources to help you (and other Cheapskaters).
Ask Your Question
10. Join the Cheapskates Club
For just 10 cents a day you can join the Cheapskates Club and get exclusive access to the Cheapskate Journal, the monthly e-journal that shows you how to cut the costs of everyday living and still have fun.
Joining the Cheapskates Club gives you 24/7 access to the Members Centre with 1000's of money saving tips and articles.
Click here to join the Cheapskates Club today!
11. Frequently Asked Questions
How do I change my email address?
This one is easy. Members can update their email address or any other details by clicking on "Edit Profile" directly under their membership number after they have logged in to the Member's Centre. Subscribers to our free newsletter can use the Change Your Address form (under Customer Service in the menu) and fill it out. Once you've filled it in click the send button and we'll do the rest. Please remember to include your old email address so we can find it in the list as well as the new one.
How do I know when my membership should be renewed?
When you login to the Member's Centre you will be told how many days of membership you have left once you have 30 days left. Just click on the link to renew and your membership will just continue on, uninterrupted.
What will you do with my email address?
We never rent, trade or sell our email list to anyone for any reason whatsoever. You'll never get an unsolicited email from a stranger as a result of joining this list.
How Did You Get on Our List?
You signed up to receive our Free Newsletter at our Cheapskates Club Web site or are a Platinum Cheapskates Club member
12. Contact Details
The Cheapskates Club -
Showing you how to live life
debt free, cashed up and laughing!
Contact Cheapskates