Pauline writes
"I am now on a single disability pension and have no money left after his cremation etc. After I pay my bills I'm left with approximately $100 per fortnight for food. I do the majority of my shopping at Aldi,  but I'm finding it hard to work out a meal plan to get me through. I don't have a computer and really don't know where to begin. I was hoping for your help.

OK folks, here's your chance to help a new member. If you have some advice for Julia, or a suggestion about what you love most about Cheapskates, share it below. Then keep an eye open, you may see your answer in next week's newsletter.

​Julia writes
"I've just joined Cheapskates (in November), so am relatively new and loving every minute. I'm a little overwhelmed at all the information and struggling to really start. My DH and I have set goals to clear our CC debt this year and to increase our mortgage payment by $120 a week (an extra $6,240 paid off this year!) and on paper we should be able to do it, but our money just seems to disappear - hence joining (we need the inspiration and the motivation). Do you have any suggestions to new members where to start? For example, I have the forum always open, joined the Saving Revolution and bookmarked Tip Store pages so I can refer back to them. Does anyone have any other suggestions we can use to reach our goals this year? What do other members do to get the best out of Cheapskates?"

Do you have the answer?

If you have a suggestion or advice for Julia, let us know. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize too.