THE CHEAPSKATES CLUB
  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
    • Gift Memberships
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Handmade Christmas Central >
      • Handmade Christmas 2025 is about to start
    • 31 Days of MOO Index
    • Articles
    • Back to Basics >
      • Back to Basics
      • Back to Basics Index
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
  • SAVING REVOLUTION
    • 2025 Saving Revolution Index
    • Saving Revolution Resources
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2025
  • Saving Money
    • Bill Paying System
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files

It's Time for Christmas in July - Day 1

27/6/2018

0 Comments

 
Picture
If it's July, it must be Christmas, or at least our annual Christmas in July challenge.

If you belong to the BO group (and that's Born Organized, not what you were thinking!) then you are most likely finished with your Christmas planning, shopping, making and wrapping and are shaking your head at the rest of us who are thinking "Christmas? It's months away!".

Christmas may well be months away, but if you want to own your Christmas and be able to actually relax and enjoy the festive season, you really do need to start now.

You need to start now if you are planning on a handmade Christmas.

You need to start now if you are on a tight gift and entertainment budget.

Start saving in July if you find Christmas shopping, planning, wrapping and entertaining stressful in December and give yourself plenty of time to make Christmas 2018 one you can really enjoy.+
0 Comments

Just Say No!

22/6/2018

1 Comment

 
Picture
One of the best things I learned to do is to say "no".

Being overwhelmed with things to do is not good for your health or your budget. When you are flat out is when you spend without thinking, opt for takeaway because it's easier and go for convenience over price and health.

Of course there are times when that's OK. But being flat out because you didn't want to hurt someone's feelings or appear impolite is a problem.

Learn to say no.

You don't need to offer an explanation; in fact, if you do, you are leaving yourself open to be offered an alternative.

Just say NO! - and then change the subject.

This was first posted on Debt Free, Cashed Up and Laughing
1 Comment

    Archives

    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    January 2018
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    March 2016
    November 2015
    September 2015
    August 2015
    July 2015
    May 2015
    March 2015
    February 2015
    January 2015
    October 2014
    September 2014
    July 2014
    May 2014
    April 2014
    March 2014
    October 2013
    July 2013
    May 2013
    February 2013
    December 2012
    November 2012
    October 2012
    September 2012
    August 2012
    July 2012
    June 2012
    March 2012
    February 2012
    December 2011
    November 2011
    October 2011
    September 2011
    July 2011
    April 2011
    March 2011
    February 2011
    September 2010
    June 2010
    May 2010
    March 2010
    February 2010
    March 2009

    Categories

    All
    $2 Dinners
    $300 A Month Food Challenge
    BBQ
    Beauty
    Bread
    Breakfast
    Budget
    Cakes
    Centrelink
    Children
    Christmas
    Cleaning
    Cooking
    Craft
    Debt Free Cashed Up And Laughing
    Debt Reduction
    Desserts
    Drinks
    Easter
    Electricity
    Entertainment
    Family
    Finances
    Financial Help
    Gardening
    Gift Ideas
    Gluten Free
    Groceries
    Grocery Bduget
    Grocery Shopping
    Handmade Christmas
    Health
    Holidays
    Homemaking
    Kitchen
    Laundry
    Leftovers
    Living The Cheapskates Way
    Meal Planning
    Meatless Meals
    Mixes
    MOO
    Natural Remedies
    No Bake
    Organisation
    Pancakes
    Pie Maker
    Preserves
    Pressure Cooker
    Price Book
    Real Estate Selling
    Recipe File
    Recycling
    Saving
    Shopping
    Shopping List
    Snacks
    Special Occasions
    Stockpile
    St Patricks Day
    Tip Store
    Valentine's Day
    Vegetables
    Want Not
    Waste Not

    RSS Feed


About Cheapskates

Getting Started

Tools & Guides

Follow Us

Cath's Story
You Really Can Live on One Income
Join the Club!
Site Information
Contact
Begin here
Newsletter Archive
Journal Archive
$300 a Month Food Challenge
Forum
Cheapskates Tip Store
Cheapskates Recipe File
Tip Sheets
Facebook
YouTube

Copyright ©2001 - 2025 The Cheapskates Club, All Rights Reserved
  • Home
  • Join the Club!
    • Twenty Reasons to Join the Cheapskates Club
    • Gift Memberships
  • About Us
    • Cath's Story
    • Ask Cath
    • Glossary of Cheapskating Terms
  • Forum
    • Current Forum Discussions
    • How to Use the Member Forum
  • Inspiration
    • Getting Started
    • Handmade Christmas Central >
      • Handmade Christmas 2025 is about to start
    • 31 Days of MOO Index
    • Articles
    • Back to Basics >
      • Back to Basics
      • Back to Basics Index
    • Housekeeping Routines
    • Budget Renovations
    • Saving Stories
  • SAVING REVOLUTION
    • 2025 Saving Revolution Index
    • Saving Revolution Resources
  • Recipes
    • Recipe File Index
    • Meal Plans
    • Add a Recipe
    • $300 a Month Food Challenge >
      • $300 a Month Food Challenge
      • The $300 a Month Food Challenge Forum
  • Newsletters
    • Newsletters 2025
  • Saving Money
    • Bill Paying System
    • Cheapskates Tip Store
    • Tip Sheets
    • Top Tip Competition
  • Contact
    • Changing Details
    • Help Files