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Kate writes
"My husband and I have two small kids – 5-1/2 and 2 years old. I work 3.5 days a week and my husband works full-time. We have an investment property (we're paying interest only on the mortgage as our accountant advises) and we live in a rental property. My question is, do any of your members have any recommendations about how to save and create harmony when I VERY much want to save money to buy a family home for us to live in and my husband, who is a spender, isn't prepared to have a conversation about budgeting or saving? I know that $$ is one of the main things that people argue about and otherwise our relationship is great, but I want to have security for our kids and build towards our retirement." Do you have the answer? If you have a suggestion or idea for Kate let us know, by leaving it in the comments below. We'll enter your answer into our Tip of the Week competition, with a one-year membership to the Cheapskates Club as the prize. And keep an eye open, you may even see your answer in next week's newsletter.
1 Comment
Betty
17/10/2017 06:06:50 am
Hi Kate, I too have a spender husband! I find what helps is to allocate some money for him to spend as he wishes, guilt free. (He even has his own account for this, with his own debit card.!) Then I save as much Money as possible with the rest of the paycheck. If there are certain things that he would like to do or buy (within reason of course!) then we make a plan and we save for it, it just takes us a little longer to get there. It would be great to ask him about what goals he would like to accomplish during the year, then making a plan together to achieve those goals (eg holidays, items he would like to purchase etc). Your comment will be posted after it is approved.
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